Prompt · Finance

Retirement Audit

Audits your retirement plan against your actual target lifestyle.

Have ready: Fill in age, savings, contributions, target spending

Fill in · 2 fields

X401k/IRA/etc.

Your prompt

Audit my retirement readiness. Here's my picture:

Age: [X], target retirement age: [X]
Current retirement savings: $[X] across [401k/IRA/etc.]
Monthly contributions: $[X], employer match: [X]% up to $[X]
Expected Social Security: $[X]/month
Desired retirement spending: $[X]/year in today's dollars
Expected investment return: [X]%

Calculate: projected portfolio at retirement, whether it covers my spending (4% rule and a more conservative 3.5% check), my funding gap if any, and exactly how much more I need to save monthly to close the gap. If I'm on track, tell me, and whether I can afford to retire [X] years earlier.

Paste it into Muse or any assistant. Blank fields stay as [brackets].

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