Prompt · Finance

Rental Property Math

Decides if renting out a property pencils out as an investment.

Have ready: Fill in price, financing, rent, and cost estimates

Fill in · 2 fields

Xtaxes, insurance, HOA, property management %, maintenance reserve, vacancy reserve

Your prompt

Run the rental property math for me.

Purchase price: $[X], down payment: $[X] ([X]% down)
Loan rate: [X]%, term: [X] years
Expected monthly rent: $[X]
Monthly costs: [taxes, insurance, HOA, property management %, maintenance reserve, vacancy reserve]
Appreciation assumption: [X]%/year

Calculate: monthly cash flow, annual cash-on-cash return, cap rate, and the 1% rule check. Then stress-test: what happens if rent drops 10%, vacancy hits 3 months, or rates rise 2% on a refi? Give me a clear invest / pass verdict with the numbers that tipped it.

Paste it into Muse or any assistant. Blank fields stay as [brackets].

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