Prompt · Finance

Tax Optimizer

Plans the most tax-efficient way to take income this year.

Have ready: Fill in income sources, filing status, deductions

Fill in · 8 fields

yearsalary, freelance, investments, rental, amountssingle/marriedstatemortgage interest, donations, business expensesXaccountssold stock, bonus, moved states

Your prompt

You are a tax strategist (not a CPA, I'll verify with mine). Optimize my [year] tax picture.

Income sources: [salary, freelance, investments, rental, amounts]
Filing status: [single/married], state: [state]
Deductions available: [mortgage interest, donations, business expenses]
Retirement contributions so far: $[X] to [accounts]
Big events this year: [sold stock, bonus, moved states]

Tell me: (1) my estimated marginal bracket, (2) three moves I can still make this year to lower my bill (with dollar estimates), (3) whether Roth vs traditional contributions favor me now, (4) any timing tricks, income to defer or deductions to accelerate. Flag anything that needs a professional's sign-off.

Paste it into Muse or any assistant. Blank fields stay as [brackets].

More like this

Earnings Decoder

Lump Sum or DCA

Retirement Audit

Freelance Rate Reality

Rental Property Math

Loan Reality Check