Prompt · Finance

Windfall Allocator

Turns a bonus, windfall, or inheritance into an allocation plan.

Have ready: Fill in windfall amount and financial snapshot

Fill in · 5 fields

Xbonus / inheritance / salelist with APRscurrent contributions vs maxdescribe

Your prompt

I just received $[X] from [bonus / inheritance / sale]. Tell me exactly what to do with it.

My financial snapshot: emergency fund $[X] (target $[X]); debts [list with APRs]; retirement accounts [current contributions vs max]; big goal in next 3 years: [describe].

Allocate every dollar across: emergency fund top-up, debt payoff, investing, and guilt-free spending, with the reasoning for each slice. If investing, specify which account type first (401k, IRA, taxable) and why. If any slice should wait 30 days before deploying, say so. No vague 'consider investing', give me dollar amounts.

Paste it into Muse or any assistant. Blank fields stay as [brackets].

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