Prompt · Finance

Big Purchase Funding

Finds the cheapest way to fund a big purchase: cash, loan, or 0% card.

Have ready: Fill in purchase cost and the three funding options

Fill in · 3 fields

purchaseXLoan type

Your prompt

I need to pay for [purchase] costing $[X]. Compare my funding options:

Option 1: Pay cash from savings (current savings $[X], earning [X]%)
Option 2: [Loan type] at [X]% for [X] years
Option 3: 0% intro APR card for [X] months, then [X]%, with [X]% transfer fee
My monthly surplus: $[X]

For each option: total cost including interest/fees, monthly payment, time to pay off, and what happens to my emergency fund. Recommend the cheapest option that doesn't leave me cash-poor, and give me the exact payoff schedule for it.

Paste it into Muse or any assistant. Blank fields stay as [brackets].

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