Prompt · Finance

Health Plan Picker

Compares health plan options by total yearly cost, not just premiums.

Have ready: Paste plan details and your expected usage

Fill in · 4 fields

XHSA eligible Y/NAdd Plan C if neededlow / medium / high, describe: prescriptions, planned procedures, chronic conditions

Your prompt

Pick my health insurance during open enrollment. Options:

Plan A: premium $[X]/month, deductible $[X], out-of-pocket max $[X], [HSA eligible Y/N]
Plan B: premium $[X]/month, deductible $[X], out-of-pocket max $[X], [HSA eligible Y/N]
[Add Plan C if needed]
My expected healthcare use: [low / medium / high, describe: prescriptions, planned procedures, chronic conditions]
My tax bracket: [X]%

Calculate total annual cost for each plan under three scenarios: healthy year, average year, bad year (hit the OOP max). Include HSA tax savings where eligible. Recommend a plan for my usage profile and tell me what would have to change to flip the recommendation.

Paste it into Muse or any assistant. Blank fields stay as [brackets].

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