Prompt · Finance

Money Waterfall

Decides the optimal order to fund your accounts this year.

Have ready: Fill in income, debts, match, emergency fund

Fill in · 4 fields

Xstatuslist with APRshouse down payment / etc.

Your prompt

Tell me where each dollar should go this year. My situation:

Gross income: $[X], filing status: [status]
Debts: [list with APRs]
Employer 401k match: [X]% up to [X]% of salary, currently contributing [X]%
Emergency fund: $[X] (target $[X])
Big goals: [house down payment / etc.]

Give me a prioritized funding waterfall: dollar 1 goes where, then what, then what, with the reasoning for each step (match > high-interest debt > etc.). Put dollar amounts on each step based on my income. Tell me what to automate and on what schedule.

Paste it into Muse or any assistant. Blank fields stay as [brackets].

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