Prompt · Finance

Debt Payoff Planner

Compares debt payoff strategies and shows the true cost of each.

Have ready: Paste debts with balances, APRs, minimums

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Paste debts: creditor, balance, APR, minimum paymentX

Your prompt

Here are my debts. Rank them two ways, avalanche (highest APR first) and snowball (smallest balance first), and show me the math:

[Paste debts: creditor, balance, APR, minimum payment]

My extra monthly payment capacity: $[X]. For each strategy, give me: total interest paid, months to debt-free, and the order I'd pay them off. Then recommend one based on my personality: [describe yourself, e.g. 'I need quick wins' or 'I'm disciplined and want the cheapest path']. Be specific about the first action I take this week.

Paste it into Muse or any assistant. Blank fields stay as [brackets].

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