Tideline Money Tools
Free calculators for debt payoff, cash runway, subscriptions, invoices, and option expiry risk.
Suite of deterministic financial calculators: debt avalanche payoff plans, household and freelance cash runway, subscription audits from transaction history, invoice aging with chase actions, effective hourly rates per client, and US equity option expiry outcomes including auto-exercise and margin requirements.
Try asking Muse: "Show me my debt payoff plan if I pay an extra $50 a month toward my highest-APR card first."
Source: Found in the official MCP Registry (money.tideline/money-tools) · First listed September 24, 2026
Last 24 hours
Each bar is one check, every 15 minutes. Green means it answered. Last checked 37 min ago.
Is it safe to connect?
What Muse can see: It does not ask you to sign in, so it cannot see your accounts. It only sees what Muse sends it from your request.
Before it acts: Read what Muse plans to do before you approve it, and remove the app from Muse when you stop using it.
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How to add it to Muse
Not in Muse's Connectors list yet, but Muse can still use it. Copy the request below and paste it into Muse. Muse asks before it shares anything with the app's site. Meta does not review apps used this way, so only use ones you trust. We tested this in the Muse app on September 24, 2026: Muse used an app's link directly this way and returned a live answer.
https://mcp.tideline.money/mcpNot in Muse's Connectors list yet. Muse can still use it: its page gives you a request to paste into Muse.
Technical details: safety screening, tools, response time and recent checks
Response time at the last check: 1799ms. Worked in 100% of checks over 30 days.
Screening · September 24, 2026
Screened, no issues found
Screening looks for known threats and hidden instructions at the time of the check, and runs again weekly and whenever the tool list changes. It cannot see the server's code, so only connect what you need and review what Muse asks to do. How screening works.
Tools · 6
debt_avalanche_planDebt payoff plan: avalanche order (highest APR first), month-by-month simulation to a debt-free date, interest vs minimums-only, and what one extra $50/mo buys. All math local and deterministic.cash_runwayMonths of cash runway for a household or freelance practice — hard runway (committed income only) and working runway, against honest burn including paying yourself.subscription_auditFind recurring charges in a transaction list — subscriptions, price-similar repeats — ranked by annual cost. Send 90+ days of (date, amount, description) rows for best results.effective_hourly_rateFreelancers: real $/hr per client — dollars actually collected divided by ALL hours logged (unbilled favors included). Exposes which clients quietly pay half your rate.invoice_agingInvoice aging buckets with the right chase action per invoice (friendly nudge → firm ask → escalation plan) based on how late each one is.option_expiry_riskWhat happens to an account if a single-leg US equity option finishes in the money at expiration: auto-exercise under the OCC $0.01 rule, the resulting long or short share position, whether a margin, cash, or IRA account can hold it (50% Reg T, $2,000 minimum for shorts, no shortsRecent checks
Link
https://mcp.tideline.money/mcpQuestions about Tideline Money Tools in Muse
How do I connect Tideline Money Tools to Muse?
Not in Muse's Connectors list yet, but Muse can still use it. Paste this into Muse: "Use Tideline Money Tools to help me. It is a free service with an MCP server at https://mcp.tideline.money/mcp. It does not need an API key. Ask me before you share anything with it." Muse asks before it shares anything with the app's site. Meta does not review apps used this way, so only use ones you trust. We tested this in the Muse app on September 24, 2026: Muse used an app's link directly this way and returned a live answer.
Is Tideline Money Tools working right now?
At the last check (September 28, 2026, 09:00 UTC) the endpoint was working, answering in 1799ms. Over the last 7 days it answered 100% of health checks. It is checked every 15 minutes.
Is Tideline Money Tools safe to connect to Muse?
It was screened on September 24, 2026 with the result "screened, no issues found". Screening checks the domain against threat feeds and reads the tools for hidden instructions and requests for passwords or card numbers. It cannot see the server's code, so grant only the access you need.
What can Tideline Money Tools do in Muse?
It exposes 6 tools, including debt_avalanche_plan, cash_runway, subscription_audit, effective_hourly_rate. For example, you could ask Muse: "Show me my debt payoff plan if I pay an extra $50 a month toward my highest-APR card first."
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