StudentLoan.help Repayment Calculator
Compare federal student loan repayment plans on your own income and balance, and see which one costs least.
Estimates federal student loan repayment under RAP, IBR, Standard and Tiered Standard, including PSLF timing and Parent PLUS options. Compares refinancing offers against federal plans and explains the protections you would lose. Lists the published plan rules. Estimates only, no account login needed.
Try asking Muse: "Which federal repayment plan would cost me the least on $38,000 in Direct loans at 6.5% if I earn $52,000 a year?"
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Source: Found in the official MCP Registry (help.studentloan/studentloan-help) · First listed November 1, 2026
Last 24 hours
Each bar is one check, every 15 minutes. Green means it answered. Last checked 2 h ago.
Is it safe to connect?
What Muse can see: It does not ask you to sign in, so it cannot see your accounts. It only sees what Muse sends it from your request.
Before it acts: Read what Muse plans to do before you approve it, and remove the app from Muse when you stop using it.
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How to add it to Muse
Not in Muse's Connectors list yet, but Muse can still use it. Copy the request below and paste it into Muse. Muse asks before it shares anything with the app's site. Meta does not review apps used this way, so only use ones you trust. We tested this in the Muse app on September 24, 2026: Muse used an app's link directly this way and returned a live answer.
https://studentloan.help/mcpNot in Muse's Connectors list yet. Muse can still use it: its page gives you a request to paste into Muse.
Also use it in ChatGPT or Claude
StudentLoan.help Repayment Calculator is a remote MCP server, so any assistant that can add a custom connector by link can use it. Same link, same tools.
Add it to ChatGPT
- 1
Open ChatGPT settings
In ChatGPT, open Settings, then Connectors (called Apps & Connectors on some accounts).
- 2
Turn on developer mode
Under Advanced settings, switch on Developer mode. That is what lets you add a connector by link.
- 3
Create the connector
Choose Create, give it a name, paste the link as the MCP server URL, and save. If it needs a sign-in, ChatGPT asks for it here.
- 4
Use it in a chat
Start a chat, open the tools menu, pick the connector, and ask. ChatGPT asks before it runs a tool the first time.
Custom connectors need a paid ChatGPT plan, and on Team, Enterprise and Edu accounts only an admin can add them. Our "Working" label means the server answered us; it cannot tell whether your plan lets you add it. All connectors that work in ChatGPT
Add it to Claude
- 1
Open Claude settings
In Claude, open Settings, then Connectors.
- 2
Add a custom connector
Choose Add custom connector, give it a name, and paste the link.
- 3
Connect and use it
If it needs a sign-in, Claude sends you to it. Then turn the connector on in a chat from the tools menu and ask.
Custom connectors are available on paid Claude plans; on Team and Enterprise accounts an admin may need to add them. Our "Working" label means the server answered us; it cannot tell whether your plan lets you add it. All connectors that work in Claude
https://studentloan.help/mcpWhat people ask Muse to do
Technical details: safety screening, tools, response time and recent checks
Response time at the last check: 190ms. Worked in n/a of checks over 30 days.
Screening · November 1, 2026
Screened, no issues found
Screening looks for known threats and hidden instructions at the time of the check, and runs again weekly and whenever the tool list changes. It cannot see the server's code, so only connect what you need and review what Muse asks to do. How screening works.
Tools · 3
compare_repayment_plansEstimates each federal repayment plan on the borrower's own numbers (RAP, IBR, 10-year Standard, Tiered Standard under the 2026 rules): first monthly payment, total paid, years to payoff or forgiveness, amount forgiven, which plans are open given loan dates, the cheapest plan, PScompare_refinance_offerGiven an APR and term a lender has offered, returns the refinanced monthly payment and total, compares it with the cheapest federal plan (or with PSLF, which refinancing would end), and lists the federal protections lost. Same math as the studentloan.help calculator. It shows no get_plan_rulesThe published rules behind each federal student loan plan as studentloan.help states them: RAP, IBR, Standard, Tiered Standard, PSLF, Parent PLUS, the end of SAVE and the 2026 poverty guidelines. Returns the formulas, dates and limits with the statute or regulation and a page linLink
https://studentloan.help/mcpQuestions about StudentLoan.help Repayment Calculator in Muse
How do I connect StudentLoan.help Repayment Calculator to Muse?
Not in Muse's Connectors list yet, but Muse can still use it. Paste this into Muse: "Use StudentLoan.help Repayment Calculator to help me. It is a free service with an MCP server at https://studentloan.help/mcp. It does not need an API key. Ask me before you share anything with it." Muse asks before it shares anything with the app's site. Meta does not review apps used this way, so only use ones you trust. We tested this in the Muse app on September 24, 2026: Muse used an app's link directly this way and returned a live answer.
Is StudentLoan.help Repayment Calculator working right now?
At the last check (November 1, 2026, 22:11 UTC) the endpoint was working, answering in 190ms. It is checked every 15 minutes.
Is StudentLoan.help Repayment Calculator safe to connect to Muse?
It was screened on November 1, 2026 with the result "screened, no issues found". Screening checks the domain against threat feeds and reads the tools for hidden instructions and requests for passwords or card numbers. It cannot see the server's code, so grant only the access you need.
What can StudentLoan.help Repayment Calculator do in Muse?
It exposes 3 tools, including compare_repayment_plans, compare_refinance_offer, get_plan_rules. For example, you could ask Muse: "Which federal repayment plan would cost me the least on $38,000 in Direct loans at 6.5% if I earn $52,000 a year?"
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