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Finance & Bills

SmartMoney77 Financial Calculators

Calculate compound interest, FIRE targets, debt payoff, and historical investment returns with deep links and social sha

Connects to SmartMoney77 financial calculators for planning and analysis. Muse can calculate retirement savings goals, credit card payoff timelines, emergency fund targets, investment comparisons, and what-if scenarios for past investments. Supports 6 languages and multiple currencies.

Try asking Muse: "How much do I need to save monthly to reach my FIRE number of one million dollars?"

Working now?
Working
Worked last 7 days
94.9% of checks
How to get it
Extra setup
Account
No account needed
Price
Not stated

Source: Found in the official MCP Registry (com.smartmoney77/financial-calculators) · First listed September 24, 2026

Last 24 hours

Each bar is one check, every 15 minutes. Green means it answered. Last checked 54 min ago.

Is it safe to connect?

What Muse can see: It does not ask you to sign in, so it cannot see your accounts. It only sees what Muse sends it from your request.

Before it acts: Read what Muse plans to do before you approve it, and remove the app from Muse when you stop using it.

musedirectory.ai is not part of Meta. More about how Muse handles your information

How to add it to Muse

Not in Muse's Connectors list yet, but Muse can still use it. Copy the request below and paste it into Muse. Muse asks before it shares anything with the app's site. Meta does not review apps used this way, so only use ones you trust. We tested this in the Muse app on September 24, 2026: Muse used an app's link directly this way and returned a live answer.

Open Muse
https://smartmoney77.com/mcp

Not in Muse's Connectors list yet. Muse can still use it: its page gives you a request to paste into Muse.

Technical details: safety screening, tools, response time and recent checks

Response time at the last check: 2074ms. Worked in 94.9% of checks over 30 days.

Screening · September 24, 2026

Screened, no issues found

MCP handshake
Pass
Answered in 1475ms
Domain against threat feeds (Cloudflare security DNS)
Pass
smartmoney77.com not flagged
Published packages against the OSV malicious-package database
n/a
No npm or PyPI package published
Hidden instructions or invisible characters in tool text
Pass
14 tools read, nothing found
Inputs asking for passwords, card numbers or seed phrases
Pass
None found
Domain and redirects
Pass
No redirects off the domain
AI review of purpose and tool behavior
Pass
No concerns

Screening looks for known threats and hidden instructions at the time of the check, and runs again weekly and whenever the tool list changes. It cannot see the server's code, so only connect what you need and review what Muse asks to do. How screening works.

Tools · 14

get_tool_guideDiscovery helper: returns the standard prompt template, argument template, output-interpretation guide and related resources for one or all SmartMoney77 tools, so you can call them correctly without guessing. Example: { "tool": "fire_number" }.
list_calculatorsList every SmartMoney77 calculator with its slug, accepted URL parameters and supported languages/currencies. Call this before build_calculator_link. Example: { "group": "history" } returns only the 'what if I had invested' tools.
build_calculator_linkBuild a deep link to a SmartMoney77 calculator with pre-filled values that auto-calculate on open. Use list_calculators first to find the slug and its parameters. Example: { "calculator": "bitcoin-history", "lang": "en", "params": { "amount": 1000, "year": 2015 } } → https://smar
build_share_packBuild everything needed to share a SmartMoney77 calculation on social media in one call: the deep link to the result, a ready-to-embed 1200x628 image URL rendered on our servers, a link that opens the on-site share modal (1200x628, 1080x1080, 1080x1920 downloads), and a localized
compound_interestProject the future value of an initial amount plus monthly contributions at a given annual return (monthly compounding), and return a link to the same calculation on SmartMoney77. Example: { "initial": 10000, "monthly": 500, "rate": 8, "years": 20 } → futureValue = 343,778. Month
fire_numberCalculate the financial-independence (FIRE) target from monthly expenses using the 4% rule, plus how many years of saving are needed. Example: { "expenses": 4000, "saving": 1500, "current": 50000 } → fireNumber 1,200,000.
credit_card_payoffCalculate how long it takes to clear a credit card balance at a fixed monthly payment and APR, plus the total interest paid. Example: { "balance": 10000, "payment": 400, "rate": 18 } → about 32 months and ~2,600 in interest. Errors when the payment is smaller than the first month
emergency_fundCalculate how many months of expenses current savings cover, the target emergency fund size, the gap, and how long it takes to close it. Example: { "expenses": 3000, "savings": 6000, "contribution": 500, "target": 6 } → 2 months covered, target 18,000, gap 12,000, 24 months to go
inflation_checkCalculate how much purchasing power cash loses to inflation over time, and what nominal amount keeps the same buying power. Example: { "amount": 100000, "rate": 3, "years": 10 } → realValue ≈ 74,409 and equivalentNeeded ≈ 134,392.
latte_factorCalculate what a small recurring daily expense (coffee, cigarettes, takeaway) costs over time and what it would grow to if invested instead. Monthly cost = cost × perWeek × 52 / 12, and monthly contributions are made at the end of each month (ordinary annuity). Example: { "cost":
killer_feesCompare how much a high management fee costs versus a low fee over time on a portfolio with monthly contributions. Example: { "portfolio": 100000, "monthly": 1000, "highFee": 1.5, "lowFee": 0.3, "years": 25 } → the low-fee portfolio ends materially higher.
cost_of_waitingCompare investing the same monthly amount starting at an early age versus a later age, and show what the delay costs by retirement. Example: { "monthly": 1000, "start": 25, "compare": 35, "retire": 67, "rate": 8 } → a large gap created mostly by compounding, not by the extra cont
historical_investment_returnCompute what a past investment would be worth today (or in a later year), using the same yearly low/high average prices as the SmartMoney77 history calculators. All amounts and prices are in USD only. Assets: bitcoin, ethereum, solana, sp500, nasdaq100, nvidia, microsoft, meta, a
compare_investmentsRun the same "what if I had invested" calculation across 2-8 assets and rank them by final value. USD only, same yearly low/high average pricing as the SmartMoney77 history calculators. Assets: bitcoin, ethereum, solana, sp500, nasdaq100, nvidia, microsoft, meta, apple, tesla, am

Recent checks

2026-09-28 08:16:05live · HTTP 2002074ms
2026-09-28 06:00:48live · HTTP 2001807ms
2026-09-28 03:31:09live · HTTP 2001773ms
2026-09-28 01:15:54live · HTTP 2002209ms
2026-09-27 22:46:15live · HTTP 2002678ms
2026-09-27 20:31:07live · HTTP 2002231ms
2026-09-27 18:15:53live · HTTP 2003575ms
2026-09-27 15:46:51live · HTTP 2002059ms
2026-09-27 13:46:38live · HTTP 2004462ms
2026-09-27 11:31:30live · HTTP 2001337ms
2026-09-27 09:15:43live · HTTP 2001457ms
2026-09-27 06:46:23live · HTTP 2001732ms

Link

https://smartmoney77.com/mcp

Questions about SmartMoney77 Financial Calculators in Muse

How do I connect SmartMoney77 Financial Calculators to Muse?

Not in Muse's Connectors list yet, but Muse can still use it. Paste this into Muse: "Use SmartMoney77 Financial Calculators to help me. It is a free service with an MCP server at https://smartmoney77.com/mcp. It does not need an API key. Ask me before you share anything with it." Muse asks before it shares anything with the app's site. Meta does not review apps used this way, so only use ones you trust. We tested this in the Muse app on September 24, 2026: Muse used an app's link directly this way and returned a live answer.

Is SmartMoney77 Financial Calculators working right now?

At the last check (September 28, 2026, 08:16 UTC) the endpoint was working, answering in 2074ms. Over the last 7 days it answered 94.9% of health checks. It is checked every 15 minutes.

Is SmartMoney77 Financial Calculators safe to connect to Muse?

It was screened on September 24, 2026 with the result "screened, no issues found". Screening checks the domain against threat feeds and reads the tools for hidden instructions and requests for passwords or card numbers. It cannot see the server's code, so grant only the access you need.

What can SmartMoney77 Financial Calculators do in Muse?

It exposes 14 tools, including get_tool_guide, list_calculators, build_calculator_link, build_share_pack. For example, you could ask Muse: "How much do I need to save monthly to reach my FIRE number of one million dollars?"

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