Safe Rate
Estimate US mortgage rates, compare lenders, and look up Treasury yields and savings bond values.
Connects to Safe Rate's mortgage rate estimates, federal HMDA lender rankings, local housing market and hazard data, and US Treasury market data. Muse can price a loan scenario, track how rates moved, research a lender, and value savings bonds.
Try asking Muse: "What would a mortgage rate look like on a $450,000 house in Austin with 15% down and a 740 credit score?"
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Source: Found in the official MCP Registry (com.saferate/saferate) · First listed November 5, 2026
Last 24 hours
Each bar is one check, every 15 minutes. Green means it answered. Last checked 1 h ago.
Is it safe to connect?
What Muse can see: It does not ask you to sign in, so it cannot see your accounts. It only sees what Muse sends it from your request.
Before it acts: Read what Muse plans to do before you approve it, and remove the app from Muse when you stop using it.
musedirectory.ai is not part of Meta. More about how Muse handles your information
How to add it to Muse
Not in Muse's Connectors list yet, but Muse can still use it. Copy the request below and paste it into Muse. Muse asks before it shares anything with the app's site. Meta does not review apps used this way, so only use ones you trust. We tested this in the Muse app on September 24, 2026: Muse used an app's link directly this way and returned a live answer.
https://mcp.saferate.com/mcpNot in Muse's Connectors list yet. Muse can still use it: its page gives you a request to paste into Muse.
Also use it in ChatGPT or Claude
Safe Rate is a remote MCP server, so any assistant that can add a custom connector by link can use it. Same link, same tools.
Add it to ChatGPT
- 1
Open ChatGPT settings
In ChatGPT, open Settings, then Connectors (called Apps & Connectors on some accounts).
- 2
Turn on developer mode
Under Advanced settings, switch on Developer mode. That is what lets you add a connector by link.
- 3
Create the connector
Choose Create, give it a name, paste the link as the MCP server URL, and save. If it needs a sign-in, ChatGPT asks for it here.
- 4
Use it in a chat
Start a chat, open the tools menu, pick the connector, and ask. ChatGPT asks before it runs a tool the first time.
Custom connectors need a paid ChatGPT plan, and on Team, Enterprise and Edu accounts only an admin can add them. Our "Working" label means the server answered us; it cannot tell whether your plan lets you add it. All connectors that work in ChatGPT
Add it to Claude
- 1
Open Claude settings
In Claude, open Settings, then Connectors.
- 2
Add a custom connector
Choose Add custom connector, give it a name, and paste the link.
- 3
Connect and use it
If it needs a sign-in, Claude sends you to it. Then turn the connector on in a chat from the tools menu and ask.
Custom connectors are available on paid Claude plans; on Team and Enterprise accounts an admin may need to add them. Our "Working" label means the server answered us; it cannot tell whether your plan lets you add it. All connectors that work in Claude
https://mcp.saferate.com/mcpWhat people ask Muse to do
Technical details: safety screening, tools, response time and recent checks
Response time at the last check: 254ms. Worked in 100% of checks over 30 days.
Screening · November 5, 2026
Screened, no issues found
Screening looks for known threats and hidden instructions at the time of the check, and runs again weekly and whenever the tool list changes. It cannot see the server's code, so only connect what you need and review what Muse asks to do. How screening works.
Tools · 22
get_quote_estimateGet live mortgage rate estimates for any US location without collecting the borrower's name, email, or phone number. Rates are Safe Rate's non-binding estimates (never quotes; a lender's actual quote may differ), and include an estimate ID the borrower can use to track rate changtrack_quote_estimateCheck a previously created Safe Rate rate estimate by its estimate ID. Returns the original scenario, how rates have moved since the estimate was created, and current rates for the same scenario. No account or contact information required.assess_property_contextAssess hazard exposure and insurance conditions for a US location: FEMA National Risk Index score, flood-zone coverage and whether flood insurance is likely to be required for a mortgage, wildfire and earthquake exposure, and local insurance-market conditions. Describes the area,get_market_contextGet local housing-market context for a US location: median home value with its national percentile, median rent, recent price appreciation, and historical mortgage activity from HMDA filings. Use this to answer whether a price or a market is typical.find_lenders_in_marketList the lenders Safe Rate publishes rankings for in a metro area or a whole state, sliced by loan type OR by institution type. Rankings are derived from public federal HMDA filings; placement cannot be purchased. This is a starting list, not a recommendation for a specific borroresearch_lenderLook up any US mortgage lender by name or NMLS ID: origination volume, approval and pull-through rates, product mix and geographic footprint, from federal HMDA data.searchSearch Safe Rate's published pages: local mortgage-rate indexes by geography, lender profiles, lender rankings by market (optionally by loan type or institution type), and the ranking methodology. Returns document ids for those pages. These are published reference pages, not pricfetchFetch one Safe Rate published page by its document id. Returns plain text carrying its own as-of date, canonical URL, data license, and citation notice. Rate index pages are indicative and refreshed daily; they are not a quote for a specific borrower.get_treasury_curveGet the U.S. Treasury yield curve for a single day: the fitted zero-coupon (spot) curve and, on request, the par curve, money-market curve, TIPS real curve, breakeven inflation, the prior trading day for day-over-day moves, and per-CUSIP yields. Omit the date for the most recent get_treasury_rate_historyGet a history of U.S. Treasury yields between two dates: the nominal zero curve, the short-end money-market curve, or the TIPS real curve, one row per trading day. Use this for 'how have rates moved' questions. Coverage starts 2008-09-02. Keep ranges tight — a decade is thousandsget_treasury_securityLook up one Treasury security by CUSIP: its terms, price history, and analytics including duration, convexity, DV01 and key-rate durations, plus TIPS and floating-rate analytics where they apply, and the amount outstanding. Takes a CUSIP, not a description such as 'the current 10list_treasury_securitiesList Treasury securities as at a date: which security is on-the-run for each tenor (this is how to resolve 'the current 10-year' to a CUSIP), the full outstanding and priced universe, or just the priced CUSIPs. Omit the date for the most recent day with prices.price_treasury_securityConvert between price and yield for a Treasury bill, note or bond. Supply exactly one side — a price or a yield (a discount rate for a bill) — and the other is returned, with accrued interest, dirty price and the investment rate as applicable. For a note or bond, a CUSIP looks thvalue_savings_bondValue a U.S. Series I or Series EE savings bond: what it is worth now, how it got there, and what the holder would actually receive. Bonds under five years old forfeit three months of interest on redemption, and bonds under twelve months cannot be redeemed at all, so the amount rget_savings_bond_ratesGet current and historical U.S. savings bond rates — the Series I composite, its fixed and inflation components, and Series EE rates by issue cohort — and optionally how many bonds the public holds and how many are being sold. An I bond's headline rate applies for six months onlyget_treasury_indexGet Safe Rate's Treasury total-return indices — by maturity bucket, plus bills, TIPS, floating-rate and aggregate. Call with no code to list every index with its current level and discover the codes. These are TOTAL RETURN levels, not yields: a rising level usually means yields fget_treasury_debtGet the U.S. federal debt from the monthly Treasury statement: debt held by the public, total public debt outstanding, and its composition, plus the STRIPS float on request. These two headline figures differ by trillions: debt held by the public excludes intragovernmental trust-fget_my_applicationRequires the shopper's Safe Rate sign-in (scope poppy:read). Read the shopper's own Safe Rate Universal Application, the one application they build to share with the lenders they choose (building it is not applying for a loan): their loan scenario (price, down payment, ZIP, occupget_my_quotesRequires the shopper's Safe Rate sign-in (scope poppy:read). List the quote requests the shopper sent to lenders and the offers that came back (rate, APR, points, product). Offers from Safe Rate Mortgage stay hidden until the shopper accepts the affiliated business disclosure on start_my_applicationRequires the shopper's Safe Rate sign-in (scope poppy:write). Start building the shopper's Universal Application from a loan scenario. If they already have one, nothing changes and it is returned. Holds no personal information: no name, SSN or date of birth.update_my_applicationRequires the shopper's Safe Rate sign-in (scope poppy:write). Change answers in the loan scenario of the shopper's Universal Application. Send only the fields that change: everything else keeps its saved value, and nothing is saved if the result would be invalid. Cannot share theget_share_linkRequires the shopper's Safe Rate sign-in (scope poppy:read). Does NOT share anything: sharing an application with a lender always takes the shopper's own click on saferate.com. Returns the link where the shopper reviews and shares it themselves.Recent checks
Link
https://mcp.saferate.com/mcpQuestions about Safe Rate in Muse
How do I connect Safe Rate to Muse?
Not in Muse's Connectors list yet, but Muse can still use it. Paste this into Muse: "Use Safe Rate to help me. It is a free service with an MCP server at https://mcp.saferate.com/mcp. It does not need an API key. Ask me before you share anything with it." Muse asks before it shares anything with the app's site. Meta does not review apps used this way, so only use ones you trust. We tested this in the Muse app on September 24, 2026: Muse used an app's link directly this way and returned a live answer.
Is Safe Rate working right now?
At the last check (November 7, 2026, 03:00 UTC) the endpoint was working, answering in 254ms. Over the last 7 days it answered 100% of health checks. It is checked every 15 minutes.
Is Safe Rate safe to connect to Muse?
It was screened on November 5, 2026 with the result "screened, no issues found". Screening checks the domain against threat feeds and reads the tools for hidden instructions and requests for passwords or card numbers. It cannot see the server's code, so grant only the access you need.
What can Safe Rate do in Muse?
It exposes 22 tools, including get_quote_estimate, track_quote_estimate, assess_property_context, get_market_context. For example, you could ask Muse: "What would a mortgage rate look like on a $450,000 house in Austin with 15% down and a 740 credit score?"
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