RateZip Bank Deposit and Mortgage Rates
Compare live savings, CD, and mortgage rates from US banks with timestamps and sources.
Access current FDIC-insured savings and CD rates, plus mortgage and HELOC rates observed on lenders' published pages. Results include APY, terms, minimums, observation timestamps, and sources. Personalize by balance, state, and credit score to see applicable rates and availability.
Try asking Muse: "Show me the best savings account rates available in my state for a $50,000 deposit."
Source: Found in the official MCP Registry (com.ratezip/rates) · First listed September 24, 2026
Last 24 hours
Each bar is one check, every 15 minutes. Green means it answered. Last checked 37 min ago.
Is it safe to connect?
What Muse can see: It does not ask you to sign in, so it cannot see your accounts. It only sees what Muse sends it from your request.
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How to add it to Muse
Not in Muse's Connectors list yet, but Muse can still use it. Copy the request below and paste it into Muse. Muse asks before it shares anything with the app's site. Meta does not review apps used this way, so only use ones you trust. We tested this in the Muse app on September 24, 2026: Muse used an app's link directly this way and returned a live answer.
https://mcp.ratezip.com/mcpNot in Muse's Connectors list yet. Muse can still use it: its page gives you a request to paste into Muse.
Technical details: safety screening, tools, response time and recent checks
Response time at the last check: 187ms. Worked in 93.7% of checks over 30 days.
Screening · September 24, 2026
Screened, no issues found
Screening looks for known threats and hidden instructions at the time of the check, and runs again weekly and whenever the tool list changes. It cannot see the server's code, so only connect what you need and review what Muse asks to do. How screening works.
Tools · 4
get_savings_ratesCurrent savings APYs: FDIC national average plus rates RateZip observed on institutions' own published rate pages. Every row carries an observation timestamp, source, and staleness status. Optional balance/state/credit_score personalize the results transparently (balance resolvesget_cd_ratesCurrent CD APYs: FDIC national averages by term plus RateZip-observed institution rates (with terms, minimums/conditions, observation timestamps, sources, and staleness status). Pass term_months (e.g. 3, 6, 12, 24, 36, 60) to filter to one term; omit for all terms grouped by termget_mortgage_ratesCurrent mortgage rates grouped by loan type: rates RateZip observed on lenders' own published rate pages, each with note rate, APR, representative-scenario conditions, observation timestamp, source, and staleness status. No third-party national-average benchmark is redistributed.calculate_deposit_earnings_differenceIllustrative annualized earnings difference between two savings APYs for a given balance and horizon. Defaults: current = FDIC national average savings rate, comparison = highest RateZip-observed savings APY. States every omission (taxes, penalties, rate changes, tiers, availabilRecent checks
Link
https://mcp.ratezip.com/mcpQuestions about RateZip Bank Deposit and Mortgage Rates in Muse
How do I connect RateZip Bank Deposit and Mortgage Rates to Muse?
Not in Muse's Connectors list yet, but Muse can still use it. Paste this into Muse: "Use RateZip Bank Deposit and Mortgage Rates to help me. It is a free service with an MCP server at https://mcp.ratezip.com/mcp. It does not need an API key. Ask me before you share anything with it." Muse asks before it shares anything with the app's site. Meta does not review apps used this way, so only use ones you trust. We tested this in the Muse app on September 24, 2026: Muse used an app's link directly this way and returned a live answer.
Is RateZip Bank Deposit and Mortgage Rates working right now?
At the last check (September 28, 2026, 09:01 UTC) the endpoint was working, answering in 187ms. Over the last 7 days it answered 93.7% of health checks. It is checked every 15 minutes.
Is RateZip Bank Deposit and Mortgage Rates safe to connect to Muse?
It was screened on September 24, 2026 with the result "screened, no issues found". Screening checks the domain against threat feeds and reads the tools for hidden instructions and requests for passwords or card numbers. It cannot see the server's code, so grant only the access you need.
What can RateZip Bank Deposit and Mortgage Rates do in Muse?
It exposes 4 tools, including get_savings_rates, get_cd_rates, get_mortgage_rates, calculate_deposit_earnings_difference. For example, you could ask Muse: "Show me the best savings account rates available in my state for a $50,000 deposit."
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This listing was added from public sources (Found in the official MCP Registry (com.ratezip/rates)). If you build RateZip Bank Deposit and Mortgage Rates, claim it to correct the details and get your badge.
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