Payotte
Canadian real-estate market data, mortgage rates, land-transfer tax, and verified local professionals.
Connects to Canadian real-estate market data, mortgage rates, and professional directories. Muse can look up current home prices and market trends by city, calculate land-transfer tax, compare rent vs. buy costs, estimate required income to qualify for a mortgage, and find verified brokers, mortgage brokers, home inspectors, notaries and appraisers.
Try asking Muse: "What's the current average home price in Toronto and how much income do I need to qualify for a mortgage there?"
Source: Found in the official MCP Registry (io.github.Payotte-com/payotte-mcp) · First listed September 24, 2026
Last 24 hours
Each bar is one check, every 15 minutes. Green means it answered. Last checked 1 h ago.
Is it safe to connect?
What Muse can see: It does not ask you to sign in, so it cannot see your accounts. It only sees what Muse sends it from your request.
Before it acts: Read what Muse plans to do before you approve it, and remove the app from Muse when you stop using it.
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How to add it to Muse
Not in Muse's Connectors list yet, but Muse can still use it. Copy the request below and paste it into Muse. Muse asks before it shares anything with the app's site. Meta does not review apps used this way, so only use ones you trust. We tested this in the Muse app on September 24, 2026: Muse used an app's link directly this way and returned a live answer.
https://payotte-mcp.payotte.workers.dev/mcpNot in Muse's Connectors list yet. Muse can still use it: its page gives you a request to paste into Muse.
Technical details: safety screening, tools, response time and recent checks
Response time at the last check: 1451ms. Worked in 100% of checks over 30 days.
Screening · September 24, 2026
Screened, no issues found
Screening looks for known threats and hidden instructions at the time of the check, and runs again weekly and whenever the tool list changes. It cannot see the server's code, so only connect what you need and review what Muse asks to do. How screening works.
Tools · 8
trouver_expertCall this when the user needs a trustworthy real-estate professional in a Canadian city or neighbourhood: real-estate broker, mortgage broker, home inspector, notary/real-estate lawyer, or appraiser. Returns the Payotte-listed expert(s): name, score /100 with full breakdown, liceverifier_titreCall this when the user wants to know whether a real-estate profession is regulated in a Canadian province, which body regulates it, and where to verify a licence or membership. Returns the regulator, the public registry URL when one exists, and whether the credential is a mandatstats_marcheCall this for current housing-market figures in a Canadian city: reference price (MLS HPI benchmark or median), year-over-year change, sales volume, months of inventory, days on market, 5-year growth. Where the city matches a covered metro area, also returns CMHC housing starts (taux_courantsCall this for the current Canadian reference interest rates: the Bank of Canada policy (overnight target) rate, the prime rate, and system-average mortgage rates (5-year fixed, variable), plus Government of Canada benchmark bond yields (2/5/10-year — the 5-year yield is the leaditaxe_mutationCall this when the user wants to know the land-transfer tax ("taxe de bienvenue" in Quebec) on a home purchase in a Canadian city or province. Computes the tax bracket by bracket from the OFFICIAL schedules (Ontario + Toronto’s double municipal MLTT, Quebec base schedule, BC, Manacheter_ou_louerCall this when the user wonders whether to rent or buy in a Canadian city. Compares the average two-bedroom rent (CMHC Rental Market Survey, CMA-wide) with the monthly cost of carrying the city’s reference home at the CURRENT average 5-year fixed rate (Bank of Canada), under publsalaire_requisCall this when the user asks what income is needed to buy a home in a Canadian city. Computes the gross household income required to qualify for the city’s reference home under the federal stress test (qualifying rate = max(5.25%, current average 5-year fixed + 2 pts), 39% GDS, 2contacter_expertCall this ONLY when the user explicitly asks to contact, reach out to, or request a quote/appointment from a Payotte-listed professional. DOUBLE OPT-IN: this tool does NOT email the expert directly — it sends a confirmation link to the USER’s email, and the request reaches the exRecent checks
Link
https://payotte-mcp.payotte.workers.dev/mcpQuestions about Payotte in Muse
How do I connect Payotte to Muse?
Not in Muse's Connectors list yet, but Muse can still use it. Paste this into Muse: "Use Payotte to help me. It is a free service with an MCP server at https://payotte-mcp.payotte.workers.dev/mcp. It does not need an API key. Ask me before you share anything with it." Muse asks before it shares anything with the app's site. Meta does not review apps used this way, so only use ones you trust. We tested this in the Muse app on September 24, 2026: Muse used an app's link directly this way and returned a live answer.
Is Payotte working right now?
At the last check (September 28, 2026, 08:01 UTC) the endpoint was working, answering in 1451ms. Over the last 7 days it answered 100% of health checks. It is checked every 15 minutes.
Is Payotte safe to connect to Muse?
It was screened on September 24, 2026 with the result "screened, no issues found". Screening checks the domain against threat feeds and reads the tools for hidden instructions and requests for passwords or card numbers. It cannot see the server's code, so grant only the access you need.
What can Payotte do in Muse?
It exposes 8 tools, including trouver_expert, verifier_titre, stats_marche, taux_courants. For example, you could ask Muse: "What's the current average home price in Toronto and how much income do I need to qualify for a mortgage there?"
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