Open Financial Mortgages
Explore Ontario mortgage options, check published rates, and estimate home equity for refinancing or new borrowing.
Analyzes mortgage scenarios for Ontario residential properties, searches published lender rates, and estimates home equity. Provides preliminary guidance on financing categories and connects users to licensed brokers. No personal documents or contact details required for analysis.
Try asking Muse: "What mortgage options might I have if I want to refinance my Toronto home and take out some equity?"
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Source: Found in the official MCP Registry (io.github.clara-finance/open-financial-mortgage-options) · First listed October 30, 2026
Last 24 hours
Each bar is one check, every 15 minutes. Green means it answered. Last checked 1 h ago.
Is it safe to connect?
What Muse can see: It does not ask you to sign in, so it cannot see your accounts. It only sees what Muse sends it from your request.
Before it acts: Read what Muse plans to do before you approve it, and remove the app from Muse when you stop using it.
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How to add it to Muse
Not in Muse's Connectors list yet, but Muse can still use it. Copy the request below and paste it into Muse. Muse asks before it shares anything with the app's site. Meta does not review apps used this way, so only use ones you trust. We tested this in the Muse app on September 24, 2026: Muse used an app's link directly this way and returned a live answer.
https://mcp.openfinancial.ca/mcp/openNot in Muse's Connectors list yet. Muse can still use it: its page gives you a request to paste into Muse.
Also use it in ChatGPT or Claude
Open Financial Mortgages is a remote MCP server, so any assistant that can add a custom connector by link can use it. Same link, same tools.
Add it to ChatGPT
- 1
Open ChatGPT settings
In ChatGPT, open Settings, then Connectors (called Apps & Connectors on some accounts).
- 2
Turn on developer mode
Under Advanced settings, switch on Developer mode. That is what lets you add a connector by link.
- 3
Create the connector
Choose Create, give it a name, paste the link as the MCP server URL, and save. If it needs a sign-in, ChatGPT asks for it here.
- 4
Use it in a chat
Start a chat, open the tools menu, pick the connector, and ask. ChatGPT asks before it runs a tool the first time.
Custom connectors need a paid ChatGPT plan, and on Team, Enterprise and Edu accounts only an admin can add them. Our "Working" label means the server answered us; it cannot tell whether your plan lets you add it. All connectors that work in ChatGPT
Add it to Claude
- 1
Open Claude settings
In Claude, open Settings, then Connectors.
- 2
Add a custom connector
Choose Add custom connector, give it a name, and paste the link.
- 3
Connect and use it
If it needs a sign-in, Claude sends you to it. Then turn the connector on in a chat from the tools menu and ask.
Custom connectors are available on paid Claude plans; on Team and Enterprise accounts an admin may need to add them. Our "Working" label means the server answered us; it cannot tell whether your plan lets you add it. All connectors that work in Claude
https://mcp.openfinancial.ca/mcp/openWhat people ask Muse to do
Technical details: safety screening, tools, response time and recent checks
Response time at the last check: 165ms. Worked in n/a of checks over 30 days.
Screening · October 30, 2026
Screened, no issues found
Screening looks for known threats and hidden instructions at the time of the check, and runs again weekly and whenever the tool list changes. It cannot see the server's code, so only connect what you need and review what Muse asks to do. How screening works.
Tools · 5
analyze_mortgage_scenarioPreliminary analysis of a mortgage, refinancing, home-equity or debt-consolidation scenario: estimated equity, current and proposed combined loan-to-value, missing information and broad, unranked financing categories. Useful as a first look at someone's situation. Works from apprget_financing_optionsThe same preliminary analysis, for when someone wants to know which broad kinds of financing they could explore. Categories are unranked and are not lender offers. Works from approximate values the user gives for an Ontario residential property; Clara calculates the result in proestimate_home_equityThe same preliminary analysis, for when someone wants to know their estimated home equity and combined loan-to-value. Works from approximate values the user gives for an Ontario residential property; Clara calculates the result in process and takes no contact details or documentssearch_published_mortgage_ratesSearches the Ontario mortgage rates lenders have published, as recorded by Open Mortgage Rates, using filters such as mortgageType, term, position, minimumLtv, purpose or a lender keyword; with no filter it asks what to search for instead of listing every record. Returns each lenget_open_financial_broker_helpReturns the link to Open Financial's own intake form and its contact details, for when the user asks for help from a broker or licensed mortgage professional. It collects and sends nothing: the user enters their own details on openfinancial.ca.Link
https://mcp.openfinancial.ca/mcp/openQuestions about Open Financial Mortgages in Muse
How do I connect Open Financial Mortgages to Muse?
Not in Muse's Connectors list yet, but Muse can still use it. Paste this into Muse: "Use Open Financial Mortgages to help me. It is a free service with an MCP server at https://mcp.openfinancial.ca/mcp/open. It does not need an API key. Ask me before you share anything with it." Muse asks before it shares anything with the app's site. Meta does not review apps used this way, so only use ones you trust. We tested this in the Muse app on September 24, 2026: Muse used an app's link directly this way and returned a live answer.
Is Open Financial Mortgages working right now?
At the last check (October 30, 2026, 05:06 UTC) the endpoint was working, answering in 165ms. It is checked every 15 minutes.
Is Open Financial Mortgages safe to connect to Muse?
It was screened on October 30, 2026 with the result "screened, no issues found". Screening checks the domain against threat feeds and reads the tools for hidden instructions and requests for passwords or card numbers. It cannot see the server's code, so grant only the access you need.
What can Open Financial Mortgages do in Muse?
It exposes 5 tools, including analyze_mortgage_scenario, get_financing_options, estimate_home_equity, search_published_mortgage_rates. For example, you could ask Muse: "What mortgage options might I have if I want to refinance my Toronto home and take out some equity?"
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<a href="https://musedirectory.ai/connector/open-financial-mortgages"><img src="https://musedirectory.ai/badge/open-financial-mortgages.svg" alt="Open Financial Mortgages on musedirectory.ai" width="236" height="40"></a>