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Finance & Bills

Manage Your Loans Mortgage Tools

Calculate home loan repayments and borrowing power for Australian mortgages

Australian mortgage calculators for repayment estimates, borrowing capacity assessment, and loan type guidance. Connects to Manage Your Loans broker service for enquiries. Indicative only, not financial advice.

Try asking Muse: "How much can I borrow for a home loan if I earn $120,000 a year and have $100,000 saved for a deposit?"

Working now?
Working
Worked last 7 days
100% of checks
How to get it
Extra setup
Account
No account needed
Price
Not stated

Source: Found in the official MCP Registry (au.com.manageyourloans/mortgage-tools) · First listed September 24, 2026

Last 24 hours

Each bar is one check, every 15 minutes. Green means it answered. Last checked 1 h ago.

Is it safe to connect?

What Muse can see: It does not ask you to sign in, so it cannot see your accounts. It only sees what Muse sends it from your request.

Before it acts: Read what Muse plans to do before you approve it, and remove the app from Muse when you stop using it.

musedirectory.ai is not part of Meta. More about how Muse handles your information

How to add it to Muse

Not in Muse's Connectors list yet, but Muse can still use it. Copy the request below and paste it into Muse. Muse asks before it shares anything with the app's site. Meta does not review apps used this way, so only use ones you trust. We tested this in the Muse app on September 24, 2026: Muse used an app's link directly this way and returned a live answer.

Open Muse
https://mcp-myl-oov7xgbxua-ts.a.run.app/mcp

Not in Muse's Connectors list yet. Muse can still use it: its page gives you a request to paste into Muse.

Technical details: safety screening, tools, response time and recent checks

Response time at the last check: 740ms. Worked in 100% of checks over 30 days.

Screening · September 24, 2026

Screened, no issues found

MCP handshake
Pass
Answered in 773ms
Domain against threat feeds (Cloudflare security DNS)
Pass
mcp-myl-oov7xgbxua-ts.a.run.app, manageyourloans.com.au not flagged
Published packages against the OSV malicious-package database
n/a
No npm or PyPI package published
Hidden instructions or invisible characters in tool text
Pass
6 tools read, nothing found
Inputs asking for passwords, card numbers or seed phrases
Pass
None found
Domain and redirects
Pass
Domain registered 3093 days ago
AI review of purpose and tool behavior
Pass
No concerns

Screening looks for known threats and hidden instructions at the time of the check, and runs again weekly and whenever the tool list changes. It cannot see the server's code, so only connect what you need and review what Muse asks to do. How screening works.

Tools · 6

calculate_repaymentsEstimate monthly & fortnightly principal-and-interest repayments and total interest for a home/personal loan scenario. Indicative only — not a quote. Args: principal: Loan amount in AUD (e.g. 500000). annual_rate_pct: Annual interest rate as a percentage (e.g. 6.5). term_years: L
estimate_borrowing_powerEstimate indicative borrowing capacity, assessed at a buffered rate (APRA +3% serviceability buffer). A rough proxy for guidance — a broker models real capacity across 30+ lenders. Not credit assistance. Args: annual_income: Gross annual household income in AUD. monthly_expenses:
compare_loan_typesList Manage Your Loans' loan categories with what each is for and a link. Use to help a user pick which loan type fits their situation.
check_costco_eligibilityCheck eligibility for the Costco partner service and Shop Card reward (Executive membership + a settled loan). Indicative check only. Args: is_costco_member: Whether the person holds a current Costco membership. membership_type: e.g. "Executive" or "Gold Star" (optional).
get_rate_guidanceExplain how Australian home-loan rates are determined and the next step. Manage Your Loans does not publish live rates; a broker compares them for a specific scenario.
create_enquirySubmit a mortgage enquiry to Manage Your Loans on the customer's behalf so a broker contacts them. ONLY call this after the person has explicitly agreed to be contacted — pass consent=true. Do not invent details; ask the user. Args: firstName: Customer's first name. lastName: Cus

Recent checks

2026-09-28 08:00:55live · HTTP 200740ms
2026-09-28 05:31:14live · HTTP 2001186ms
2026-09-28 03:15:55live · HTTP 200461ms
2026-09-28 01:00:47live · HTTP 200925ms
2026-09-27 22:31:13live · HTTP 200667ms
2026-09-27 20:15:50live · HTTP 2001744ms
2026-09-27 18:01:13live · HTTP 200428ms
2026-09-27 15:33:22live · HTTP 200377ms
2026-09-27 13:31:10live · HTTP 200777ms
2026-09-27 11:15:57live · HTTP 200519ms
2026-09-27 08:46:23live · HTTP 2001386ms
2026-09-27 06:31:11live · HTTP 200645ms

Link

https://mcp-myl-oov7xgbxua-ts.a.run.app/mcp

Questions about Manage Your Loans Mortgage Tools in Muse

How do I connect Manage Your Loans Mortgage Tools to Muse?

Not in Muse's Connectors list yet, but Muse can still use it. Paste this into Muse: "Use Manage Your Loans Mortgage Tools to help me. It is a free service with an MCP server at https://mcp-myl-oov7xgbxua-ts.a.run.app/mcp. It does not need an API key. Ask me before you share anything with it." Muse asks before it shares anything with the app's site. Meta does not review apps used this way, so only use ones you trust. We tested this in the Muse app on September 24, 2026: Muse used an app's link directly this way and returned a live answer.

Is Manage Your Loans Mortgage Tools working right now?

At the last check (September 28, 2026, 08:00 UTC) the endpoint was working, answering in 740ms. Over the last 7 days it answered 100% of health checks. It is checked every 15 minutes.

Is Manage Your Loans Mortgage Tools safe to connect to Muse?

It was screened on September 24, 2026 with the result "screened, no issues found". Screening checks the domain against threat feeds and reads the tools for hidden instructions and requests for passwords or card numbers. It cannot see the server's code, so grant only the access you need.

What can Manage Your Loans Mortgage Tools do in Muse?

It exposes 6 tools, including calculate_repayments, estimate_borrowing_power, compare_loan_types, check_costco_eligibility. For example, you could ask Muse: "How much can I borrow for a home loan if I earn $120,000 a year and have $100,000 saved for a deposit?"

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