Income Checker
Verify income from bank accounts, calculate rent affordability, and check pay stub math for landlords and lenders.
Connects to applicant bank accounts via Plaid to analyze income for rental, lending, or employment decisions. Calculates rent-to-income ratios, debt-to-income ratios, and validates pay stub figures. Requires credits purchased per verification request.
Try asking Muse: "Check if an applicant's income qualifies for a rental at $2,000 per month using the 3x rule."
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Source: Found in the official MCP Registry (io.github.Tariqlearnstocode/incomechecker) · First listed October 28, 2026
Last 24 hours
Each bar is one check, every 15 minutes. Green means it answered. Last checked 2 h ago.
Is it safe to connect?
What Muse can see: It does not ask you to sign in, so it cannot see your accounts. It only sees what Muse sends it from your request.
Before it acts: Read what Muse plans to do before you approve it, and remove the app from Muse when you stop using it.
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How to add it to Muse
Not in Muse's Connectors list yet, but Muse can still use it. Copy the request below and paste it into Muse. Muse asks before it shares anything with the app's site. Meta does not review apps used this way, so only use ones you trust. We tested this in the Muse app on September 24, 2026: Muse used an app's link directly this way and returned a live answer.
https://incomechecker.com/mcpNot in Muse's Connectors list yet. Muse can still use it: its page gives you a request to paste into Muse.
Also use it in ChatGPT or Claude
Income Checker is a remote MCP server, so any assistant that can add a custom connector by link can use it. Same link, same tools.
Add it to ChatGPT
- 1
Open ChatGPT settings
In ChatGPT, open Settings, then Connectors (called Apps & Connectors on some accounts).
- 2
Turn on developer mode
Under Advanced settings, switch on Developer mode. That is what lets you add a connector by link.
- 3
Create the connector
Choose Create, give it a name, paste the link as the MCP server URL, and save. If it needs a sign-in, ChatGPT asks for it here.
- 4
Use it in a chat
Start a chat, open the tools menu, pick the connector, and ask. ChatGPT asks before it runs a tool the first time.
Custom connectors need a paid ChatGPT plan, and on Team, Enterprise and Edu accounts only an admin can add them. Our "Working" label means the server answered us; it cannot tell whether your plan lets you add it. All connectors that work in ChatGPT
Add it to Claude
- 1
Open Claude settings
In Claude, open Settings, then Connectors.
- 2
Add a custom connector
Choose Add custom connector, give it a name, and paste the link.
- 3
Connect and use it
If it needs a sign-in, Claude sends you to it. Then turn the connector on in a chat from the tools menu and ask.
Custom connectors are available on paid Claude plans; on Team and Enterprise accounts an admin may need to add them. Our "Working" label means the server answered us; it cannot tell whether your plan lets you add it. All connectors that work in Claude
https://incomechecker.com/mcpWhat people ask Muse to do
Technical details: safety screening, tools, response time and recent checks
Response time at the last check: 167ms. Worked in 100% of checks over 30 days.
Screening · October 28, 2026
Screened, no issues found
Screening looks for known threats and hidden instructions at the time of the check, and runs again weekly and whenever the tool list changes. It cannot see the server's code, so only connect what you need and review what Muse asks to do. How screening works.
Tools · 13
how_to_verify_incomeExplains how to check or verify a person’s income (a tenant, applicant, borrower, guarantor, investor, or yourself), including bank-based income analysis, pay stubs, and their limits. Use when someone asks how to verify, check, or prove income.start_income_verificationReturns the link and steps to request a bank-based income report from Income Checker for a tenant, applicant, borrower, or yourself. Use when the user wants to actually verify or check someone’s income, not just learn how.monthly_income_from_payConverts a pay amount (hourly, weekly, every two weeks, twice a month, monthly, or annual) into gross monthly, annual, biweekly, weekly, and hourly income.rent_to_incomeIncome needed for a given rent (2.5x, 3x, 3.5x rules), the max rent for a given income at 3x, or the rent-to-income ratio when both are given. Pass monthly figures.rent_affordabilityAffordable rent from gross monthly income using the 30% rule, the 3x-rent rule, a 25-30% comfortable range capped at 36% total debt, and 50/30/20.debt_to_incomeFront-end (housing) and back-end debt-to-income ratios with common lender bands.prorated_rentRent owed for a partial first month, from the move-in date through the end of that month.check_pay_stub_mathChecks the figures on a pay stub for internal inconsistencies: gross minus deductions vs net, hours × rate, Social Security and Medicare rates, pay period length, pay date, year-to-date totals, and suspiciously round numbers. Read the numbers off the stub and pass them in. Flags get_accountShows the signed-in user’s email and how many verification credits they have left.buy_creditsCreates a secure Stripe checkout link for a pack of non-expiring verification credits. Packs: 1 for $5.00, 3 for $15.00, 5 for $25.00, 10 for $50.00, 25 for $125.00, 50 for $250.00. Give the user the link to pay; credits are added once payment completes.send_verification_requestUses one credit to create a bank-based income check and emails the applicant a secure link to connect their bank through Plaid. Confirm the applicant’s name and email with the user before calling. The report is ready after the applicant connects; check it with list_verifications list_verificationsLists the signed-in user’s income verification requests, newest first, with status and report links.get_reportReturns the income analysis for a completed verification: estimated monthly income, income sources, other deposits, and account balances. Present figures as estimates, never as verified or approved income.Recent checks
Link
https://incomechecker.com/mcpQuestions about Income Checker in Muse
How do I connect Income Checker to Muse?
Not in Muse's Connectors list yet, but Muse can still use it. Paste this into Muse: "Use Income Checker to help me. It is a free service with an MCP server at https://incomechecker.com/mcp. It does not need an API key. Ask me before you share anything with it." Muse asks before it shares anything with the app's site. Meta does not review apps used this way, so only use ones you trust. We tested this in the Muse app on September 24, 2026: Muse used an app's link directly this way and returned a live answer.
Is Income Checker working right now?
At the last check (October 29, 2026, 09:30 UTC) the endpoint was working, answering in 167ms. Over the last 7 days it answered 100% of health checks. It is checked every 15 minutes.
Is Income Checker safe to connect to Muse?
It was screened on October 28, 2026 with the result "screened, no issues found". Screening checks the domain against threat feeds and reads the tools for hidden instructions and requests for passwords or card numbers. It cannot see the server's code, so grant only the access you need.
What can Income Checker do in Muse?
It exposes 13 tools, including how_to_verify_income, start_income_verification, monthly_income_from_pay, rent_to_income. For example, you could ask Muse: "Check if an applicant's income qualifies for a rental at $2,000 per month using the 3x rule."
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This listing was added from public sources (Found in the official MCP Registry (io.github.Tariqlearnstocode/incomechecker)). If you build Income Checker, claim it to correct the details and get your badge.
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<a href="https://musedirectory.ai/connector/income-checker"><img src="https://musedirectory.ai/badge/income-checker.svg" alt="Income Checker on musedirectory.ai" width="236" height="40"></a>