Hlídač spoření
Compare Czech savings accounts and term deposits by effective interest rate and net yield.
Connects to Czech savings accounts and term deposits. Ranks accounts by effective interest rate after tax, filters by conditions like card payments or income requirements, calculates net yield, and allocates deposits across banks while respecting deposit insurance limits.
Try asking Muse: "Where should I put 800,000 Czech crowns to get the highest interest rate without any conditions?"
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Source: Found in the official MCP Registry (cz.hlidacsporeni/sporeni) · First listed October 30, 2026
Last 24 hours
Each bar is one check, every 15 minutes. Green means it answered. Last checked 2 h ago.
Is it safe to connect?
What Muse can see: It does not ask you to sign in, so it cannot see your accounts. It only sees what Muse sends it from your request.
Before it acts: Read what Muse plans to do before you approve it, and remove the app from Muse when you stop using it.
musedirectory.ai is not part of Meta. More about how Muse handles your information
How to add it to Muse
Not in Muse's Connectors list yet, but Muse can still use it. Copy the request below and paste it into Muse. Muse asks before it shares anything with the app's site. Meta does not review apps used this way, so only use ones you trust. We tested this in the Muse app on September 24, 2026: Muse used an app's link directly this way and returned a live answer.
https://hlidacsporeni.cz/mcpNot in Muse's Connectors list yet. Muse can still use it: its page gives you a request to paste into Muse.
Also use it in ChatGPT or Claude
Hlídač spoření is a remote MCP server, so any assistant that can add a custom connector by link can use it. Same link, same tools.
Add it to ChatGPT
- 1
Open ChatGPT settings
In ChatGPT, open Settings, then Connectors (called Apps & Connectors on some accounts).
- 2
Turn on developer mode
Under Advanced settings, switch on Developer mode. That is what lets you add a connector by link.
- 3
Create the connector
Choose Create, give it a name, paste the link as the MCP server URL, and save. If it needs a sign-in, ChatGPT asks for it here.
- 4
Use it in a chat
Start a chat, open the tools menu, pick the connector, and ask. ChatGPT asks before it runs a tool the first time.
Custom connectors need a paid ChatGPT plan, and on Team, Enterprise and Edu accounts only an admin can add them. Our "Working" label means the server answered us; it cannot tell whether your plan lets you add it. All connectors that work in ChatGPT
Add it to Claude
- 1
Open Claude settings
In Claude, open Settings, then Connectors.
- 2
Add a custom connector
Choose Add custom connector, give it a name, and paste the link.
- 3
Connect and use it
If it needs a sign-in, Claude sends you to it. Then turn the connector on in a chat from the tools menu and ask.
Custom connectors are available on paid Claude plans; on Team and Enterprise accounts an admin may need to add them. Our "Working" label means the server answered us; it cannot tell whether your plan lets you add it. All connectors that work in Claude
https://hlidacsporeni.cz/mcpWhat people ask Muse to do
Technical details: safety screening, tools, response time and recent checks
Response time at the last check: 391ms. Worked in n/a of checks over 30 days.
Screening · October 30, 2026
Screened, no issues found
Screening looks for known threats and hidden instructions at the time of the check, and runs again weekly and whenever the tool list changes. It cannot see the server's code, so only connect what you need and review what Muse asks to do. How screening works.
Tools · 4
hlidac_compare_savingsRank Czech savings accounts (spořicí účty) by the effective interest rate (úrok, sazba) for a given deposit, with the net yield after the 15 % tax. The effective rate is computed for the WHOLE amount: many banks pay their headline rate only up to a limit (e.g. Česká spořitelna 5,hlidac_compare_term_depositsRank Czech term deposits (termínované vklady) for a deposit and a term (délka v měsících) by the rate (úrok, sazba), with the net yield for the whole term after the 15 % tax. Offers only for new clients (noví klienti) count only with client='new'; promotions (akce) can be excludehlidac_get_productFull detail of one product (spořicí účet or termínovaný vklad): rate bands, conditions, end of a promotion, deposit insurance (pojištění vkladu), early withdrawal, tax, when it was verified, and the facts we do not have (unknown). product_id comes from hlidac_compare_savings or hhlidac_plan_allocationSplit a sum across Czech savings accounts (spořicí účty) for the highest net yield, keeping each bank under the deposit insurance limit of 100 000 EUR per client and bank (pojištění vkladů), converted at today's ČNB rate unless eur_czk is given. Only accounts whose conditions theLink
https://hlidacsporeni.cz/mcpQuestions about Hlídač spoření in Muse
How do I connect Hlídač spoření to Muse?
Not in Muse's Connectors list yet, but Muse can still use it. Paste this into Muse: "Use Hlídač spoření to help me. It is a free service with an MCP server at https://hlidacsporeni.cz/mcp. It does not need an API key. Ask me before you share anything with it." Muse asks before it shares anything with the app's site. Meta does not review apps used this way, so only use ones you trust. We tested this in the Muse app on September 24, 2026: Muse used an app's link directly this way and returned a live answer.
Is Hlídač spoření working right now?
At the last check (October 30, 2026, 01:36 UTC) the endpoint was working, answering in 391ms. It is checked every 15 minutes.
Is Hlídač spoření safe to connect to Muse?
It was screened on October 30, 2026 with the result "screened, no issues found". Screening checks the domain against threat feeds and reads the tools for hidden instructions and requests for passwords or card numbers. It cannot see the server's code, so grant only the access you need.
What can Hlídač spoření do in Muse?
It exposes 4 tools, including hlidac_compare_savings, hlidac_compare_term_deposits, hlidac_get_product, hlidac_plan_allocation. For example, you could ask Muse: "Where should I put 800,000 Czech crowns to get the highest interest rate without any conditions?"
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<a href="https://musedirectory.ai/connector/hli-dac-spor-eni"><img src="https://musedirectory.ai/badge/hli-dac-spor-eni.svg" alt="Hlídač spoření on musedirectory.ai" width="236" height="40"></a>