Calculate merchant cash advance costs, compare lenders and learn about MCA terms.
Converts merchant cash advance factor rates to APR, estimates payoff dates, measures payment burden against revenue, and searches a directory of MCA and business financing providers with merchant reviews and guides.
Try asking Muse: "Show me what my merchant cash advance will really cost in APR and how much of my daily revenue the payments will take."
Source: Found in the official MCP Registry (app.fundingtracker/fundingtracker) · First listed October 30, 2026
Each bar is one check, every 15 minutes. Green means it answered. Last checked 1 h ago.
What Muse can see: It does not ask you to sign in, so it cannot see your accounts. It only sees what Muse sends it from your request.
Before it acts: Read what Muse plans to do before you approve it, and remove the app from Muse when you stop using it.
musedirectory.ai is not part of Meta. More about how Muse handles your information
Not in Muse's Connectors list yet, but Muse can still use it. Copy the request below and paste it into Muse. Muse asks before it shares anything with the app's site. Meta does not review apps used this way, so only use ones you trust. We tested this in the Muse app on September 24, 2026: Muse used an app's link directly this way and returned a live answer.
https://fundingtracker.app/api/mcpNot in Muse's Connectors list yet. Muse can still use it: its page gives you a request to paste into Muse.
FundingTracker is a remote MCP server, so any assistant that can add a custom connector by link can use it. Same link, same tools.
In ChatGPT, open Settings, then Connectors (called Apps & Connectors on some accounts).
Under Advanced settings, switch on Developer mode. That is what lets you add a connector by link.
Choose Create, give it a name, paste the link as the MCP server URL, and save. If it needs a sign-in, ChatGPT asks for it here.
Start a chat, open the tools menu, pick the connector, and ask. ChatGPT asks before it runs a tool the first time.
Custom connectors need a paid ChatGPT plan, and on Team, Enterprise and Edu accounts only an admin can add them. Our "Working" label means the server answered us; it cannot tell whether your plan lets you add it. All connectors that work in ChatGPT
In Claude, open Settings, then Connectors.
Choose Add custom connector, give it a name, and paste the link.
If it needs a sign-in, Claude sends you to it. Then turn the connector on in a chat from the tools menu and ask.
Custom connectors are available on paid Claude plans; on Team and Enterprise accounts an admin may need to add them. Our "Working" label means the server answered us; it cannot tell whether your plan lets you add it. All connectors that work in Claude
https://fundingtracker.app/api/mcpResponse time at the last check: 1102ms. Worked in n/a of checks over 30 days.
Screened, no issues found
Screening looks for known threats and hidden instructions at the time of the check, and runs again weekly and whenever the tool list changes. It cannot see the server's code, so only connect what you need and review what Muse asks to do. How screening works.
calculate_mca_aprConvert a merchant cash advance factor rate into total payback, cost of capital, payment size, number of payments and effective APR. Daily payments are business days (21 per month, 252 per year); weekly is 4.33 per month. APR discounts each payment to present value, the same formestimate_mca_payoffEstimate the remaining balance, payments left and projected payoff date of a merchant cash advance from the advance amount, factor rate, amount already paid and the daily or weekly payment. Remaining balance = total payback - amount paid; daily payments skip weekends.mca_payment_impactMeasure how heavy an MCA payment is against average daily revenue: daily-equivalent payment, % of daily revenue, weekly and monthly outflow, and a risk level (high at 30%+, medium at 15%+, otherwise low).search_fundersSearch FundingTracker's public directory of merchant cash advance and business financing providers by name, description or financing type (e.g. MCA, Term Loan, SBA Loan, Line of Credit). Returns each funder's slug, profile link and merchant review rating.get_funderGet one funder's public profile from the FundingTracker directory by slug: financing type, description, website, average merchant rating, review count and the most recent public reviews.search_mca_guidesSearch FundingTracker's merchant cash advance guides (payment tracking, remaining balance, factor rates, daily ACH debits, stacking, consolidation, contract review). Returns titles, short answers and links; call get_mca_guide for the full text.get_mca_guideReturn the full text of one FundingTracker MCA guide as markdown, with its canonical URL, key takeaways, sections, checklist and FAQs.about_fundingtrackerWhat FundingTracker.app is, who it is for, what it tracks, its plans, how bank data and contracts are handled, and links to its key public pages.https://fundingtracker.app/api/mcpNot in Muse's Connectors list yet, but Muse can still use it. Paste this into Muse: "Use FundingTracker to help me. It is a free service with an MCP server at https://fundingtracker.app/api/mcp. It does not need an API key. Ask me before you share anything with it." Muse asks before it shares anything with the app's site. Meta does not review apps used this way, so only use ones you trust. We tested this in the Muse app on September 24, 2026: Muse used an app's link directly this way and returned a live answer.
At the last check (October 30, 2026, 00:46 UTC) the endpoint was working, answering in 1102ms. It is checked every 15 minutes.
It was screened on October 30, 2026 with the result "screened, no issues found". Screening checks the domain against threat feeds and reads the tools for hidden instructions and requests for passwords or card numbers. It cannot see the server's code, so grant only the access you need.
It exposes 8 tools, including calculate_mca_apr, estimate_mca_payoff, mca_payment_impact, search_funders. For example, you could ask Muse: "Show me what my merchant cash advance will really cost in APR and how much of my daily revenue the payments will take."
This listing was added from public sources (Found in the official MCP Registry (app.fundingtracker/fundingtracker)). If you build FundingTracker, claim it to correct the details and get your badge.
Paste this on your site or README. It always shows the latest check.
<a href="https://musedirectory.ai/connector/fundingtracker"><img src="https://musedirectory.ai/badge/fundingtracker.svg" alt="FundingTracker on musedirectory.ai" width="236" height="40"></a>