CutMyBill Medical
Check a medical bill for errors and negotiate it down.
Compares a charge with what Medicare and private insurers typically pay, screens for No Surprises Act protections and hospital financial assistance, and walks through negotiation and collections. Receives amounts and categories, not identities.
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First listed September 22, 2026
Last 24 hours
Each bar is one check, every 15 minutes. Green means it answered. Last checked 3 h ago.
Is it safe to connect?
What Muse can see: Only the details you share from your bill. It checks them against typical prices.
Before it acts: Read what Muse plans to do before you approve it, and remove the app from Muse when you stop using it.
Who runs it: the team behind this site.
musedirectory.ai is not part of Meta. More about how Muse handles your information
How to add it to Muse
Not in Muse's Connectors list yet, but Muse can still use it. Copy the request below and paste it into Muse. Muse asks before it shares anything with the app's site. Meta does not review apps used this way, so only use ones you trust. We tested this in the Muse app on September 24, 2026: Muse used an app's link directly this way and returned a live answer.
https://medical.cutmybill.ai/mcpSent to Meta for approval. Until then you can add it with a link.
Also use it in ChatGPT or Claude
CutMyBill Medical is a remote MCP server, so any assistant that can add a custom connector by link can use it. Same link, same tools.
Add it to ChatGPT
- 1
Open ChatGPT settings
In ChatGPT, open Settings, then Connectors (called Apps & Connectors on some accounts).
- 2
Turn on developer mode
Under Advanced settings, switch on Developer mode. That is what lets you add a connector by link.
- 3
Create the connector
Choose Create, give it a name, paste the link as the MCP server URL, and save. If it needs a sign-in, ChatGPT asks for it here.
- 4
Use it in a chat
Start a chat, open the tools menu, pick the connector, and ask. ChatGPT asks before it runs a tool the first time.
Custom connectors need a paid ChatGPT plan, and on Team, Enterprise and Edu accounts only an admin can add them. Our "Working" label means the server answered us; it cannot tell whether your plan lets you add it. All connectors that work in ChatGPT
Add it to Claude
- 1
Open Claude settings
In Claude, open Settings, then Connectors.
- 2
Add a custom connector
Choose Add custom connector, give it a name, and paste the link.
- 3
Connect and use it
If it needs a sign-in, Claude sends you to it. Then turn the connector on in a chat from the tools menu and ask.
Custom connectors are available on paid Claude plans; on Team and Enterprise accounts an admin may need to add them. Our "Working" label means the server answered us; it cannot tell whether your plan lets you add it. All connectors that work in Claude
https://medical.cutmybill.ai/mcpWhat you can do with CutMyBill Medical
People also do this with Muse
Technical details: safety screening, tools, response time and recent checks
Response time at the last check: 432ms. Worked in 99.6% of checks over 30 days.
Screening · November 5, 2026
Screened, no issues found
Screening looks for known threats and hidden instructions at the time of the check, and runs again weekly and whenever the tool list changes. It cannot see the server's code, so only connect what you need and review what Muse asks to do. How screening works.
Tools · 15
start_hereRead only. Returns how CutMyBill Medical works: the recommended order of steps and what it can and cannot do. CutMyBill Medical identifies problems with a medical bill and plans the next step; the person makes the call or sends the letter. CutMyBill Medical helps a person check aget_bill_checklistReturns what to pull from the bill and the explanation of benefits (EOB) before doing anything else, and what each fact unlocks. You gather these on your side. Nothing from the bill is sent to CutMyBill Medical. Read only.get_itemized_bill_requestReturns a short phone script and a letter the person can send to get a fully itemized bill with procedure codes, and to ask that the account be held while it is reviewed. You fill in the person's details on your side. Read only.check_bill_errorsChecks the lines of an itemized bill for the patterns that most often turn out to be billing errors: duplicate lines, quantities that look too high, the highest visit levels, panel tests billed alongside their own components, lump charges with no detail, lines the person says thecheck_fair_priceCompares a billed amount with what Medicare pays for the same kind of service, adjusted to the state, and with the range private insurers typically pay. Returns the multiple, for example 'billed at 5.8 times the Medicare rate'. Covers 51 common categories (ER visits, office visitsurprise_bill_checkScreens a bill against the federal No Surprises Act: emergency care, out of network clinicians at an in network facility, air ambulance, and for uninsured or self pay patients a bill that is $400 or more above the good faith estimate. Returns which protections may apply, what thefinancial_assistance_guideExplains hospital financial assistance (charity care): nonprofit hospitals are required by federal tax law to have a written policy, and many patients qualify without knowing. Returns the 2026 federal poverty level figures for the household so YOU can do the income math on your sget_negotiation_playbookReturns the playbook for negotiating one medical bill: the leverage that applies, who to call and what each person can do, a script with the person's own numbers, the asks in order, and the traps. Use after the itemized bill, the error check, the price check and the assistance chcheck_offerChecks a settlement or payment plan offer before the person accepts it. Does the math, compares a discount with what financial assistance and the price benchmark suggest, and flags lump sum pressure, interest, medical credit cards, short deadlines and offers not yet in writing. Ncollections_guideFor a medical bill that has been sent to a collection agency, or is about to be. Returns the debt validation letter and its 30 day window, what nonprofit hospitals must do before collections, the current credit reporting position, what to say and not say to a collector, and the oroute_elsewhereUse when the real problem is not the price of the bill. Returns where to go for: a denied or underpaid insurance claim, a Medicare or Medicaid patient being billed, a bill from an accident or a work injury, a non medical bill, or a lawsuit. Read only.save_listWrite. Creates or updates the person's private list of medical bills so nothing is forgotten: what was billed, where each bill stands, the next deadline (assistance window, dispute window, offer expiry) and payment plan terms. Omit list_key to create a new list. Returns a key andget_listReturns the person's saved list of medical bills with totals and flags for deadlines that are close or have passed. Call this at the start of a return visit.new_list_linkWrite. Replaces the private link to the person's saved list with a new one. The old link and key stop working at once and the list itself is unchanged. Use it when the link was shared by mistake.delete_listSensitive write: cannot be undone. Permanently deletes the person's saved list and everything in it. Use when the person asks to delete their data. Cannot be undone.Recent checks
Link
https://medical.cutmybill.ai/mcpPrompts for CutMyBill Medical
Questions about CutMyBill Medical in Muse
How do I connect CutMyBill Medical to Muse?
Not in Muse's Connectors list yet, but Muse can still use it. Paste this into Muse: "Use CutMyBill Medical to help me. It is a free service with an MCP server at https://medical.cutmybill.ai/mcp. It does not need an API key. Ask me before you share anything with it." Muse asks before it shares anything with the app's site. Meta does not review apps used this way, so only use ones you trust. We tested this in the Muse app on September 24, 2026: Muse used an app's link directly this way and returned a live answer.
Is CutMyBill Medical working right now?
At the last check (November 7, 2026, 01:30 UTC) the endpoint was working, answering in 432ms. Over the last 7 days it answered 100% of health checks. It is checked every 15 minutes.
Is CutMyBill Medical safe to connect to Muse?
It was screened on November 5, 2026 with the result "screened, no issues found". Screening checks the domain against threat feeds and reads the tools for hidden instructions and requests for passwords or card numbers. It cannot see the server's code, so grant only the access you need.
Is CutMyBill Medical free?
Yes. The connector is free to use. Your Muse plan and any account with CutMyBill are separate.
What can CutMyBill Medical do in Muse?
It exposes 15 tools, including start_here, get_bill_checklist, get_itemized_bill_request, check_bill_errors.
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