MD-011 · Finance & Bills

CutMyBill

Lower recurring bills by asking the retention team the right way.

Provider-by-provider playbook for internet, wireless, TV, satellite radio, security and subscription bills, plus bank and card fee refunds. General consumer information, not financial advice.

Disclosure: Built and operated by the publisher of musedirectory.ai.

Health

Live

Latency

86ms

Uptime 7d

100%

Uptime 30d

100%

Muse status

Connect by URL

Auth · Price

No auth · free

Last 24 hours · 2 checks logged

Each bar is one MCP initialize handshake, every 15 minutes. Last checked 2026-09-22 18:00:52.

Connect in Muse

Not in the Muse directory. Give Muse this URL and ask it to connect: "Connect to the MCP server at https://cutmybill.ai/mcp".

https://cutmybill.ai/mcp

Not in the Muse directory. Give Muse the endpoint URL and ask it to connect.

Tools · 10

start_hereCall this first. Returns the rules for using CutMyBill, the order to work in, and what this connector can and cannot do. CutMyBill helps a person lower recurring bills (internet, wireless, TV, satellite radio, home security, and many subscriptions and services) by asking the prov

get_search_planReturns what to look for in the person's email and bank or card transactions to find bills that can be lowered and fees that can be refunded. You run these searches with your own connectors. Nothing from the inbox is sent to CutMyBill.

identify_providersTakes provider names found on the person's bills and returns, for each, whether it is in the playbook, the odds band when customers ask for a lower price, and whether a retention call is worth the time. Names only. Read only.

get_playbookReturns the playbook for one provider: odds, how to reach the retention team, what leverage to bring, the typical offer, the traps, and an honest script with the person's own numbers filled in. Works for providers outside the playbook too, with the general script. Read only.

check_offerChecks a retention offer before the person accepts it. Does the monthly and yearly math, subtracts one time fees, and flags new contract terms, bundles sold as discounts, and the date the price goes back up. Numbers only. Read only.

fee_refund_scriptReturns the words to use, the timing, honest odds and the fallback for getting one bank or credit card fee reversed: overdraft or NSF, monthly maintenance, credit card late fee, or credit card annual fee. The person makes the call. Read only.

save_listCreates or updates the person's private list of bills and fees so it builds over time: what was found, what was called, deals accepted with the date the price ends, and fees refunded. Omit list_key to create a new list. Returns a key and a private link. Accepts company names, amo

get_listReturns the person's saved list with totals saved per year, fees refunded, and flags for promotional prices that are ending soon or have ended, which is the moment to call again. Call this at the start of a return visit.

new_list_linkReplaces the private link to the person's saved list with a new one. The old link and key stop working at once and the list itself is unchanged. Use it when the link was shared by mistake.

delete_listPermanently deletes the person's saved list and everything in it. Use when the person asks to delete their data. Cannot be undone.

Recent checks

2026-09-22 18:00:52live · HTTP 20086ms

2026-09-22 17:45:35live · HTTP 200139ms

Prompts for CutMyBill

Lower my internet billRecipe

Reported retention offers, what to say, and when to call.

CutMyBill

Which bills can come downRecipe

Ranks your recurring bills by how likely a call is to work, with scripts for the top three.

CutMyBill

Get a bank fee refundedRecipe

How to ask for a fee refund, and what to say.

CutMyBill

Lower it or I cancelRecipe

The retention script, the offer to hold out for, and when to really cancel.

CutMyBill

Waive my credit card late feeRecipe

How to ask, and what to say if the first rep says no.

CutMyBill

Subscription Audit

Lists every recurring charge and prices the cancel-everything option.

SubKillerCutMyBill

All CutMyBill prompts

Status badge

Paste this on your site or README. It always shows the latest check.

<a href="https://musedirectory.ai/connector/cutmybill"><img src="https://musedirectory.ai/badge/cutmybill.svg" alt="CutMyBill on musedirectory.ai" width="236" height="40"></a>