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Coverage Rights

Check insurance denial rates, appeal outcomes, and your appeal rights by condition and treatment.

Provides verified insurer prior-authorization denial rates, external-review appeal outcomes for treatments and conditions, appeal rights by coverage type and state, and denial patterns for commonly-fought medications like GLP-1s and biologics.

Try asking Muse: "Show me the appeal overturn rate for Zepbound denials and what grounds typically win appeals for weight-loss medications."

Working now?
Working
Worked last 7 days
100% of checks
How to get it
Extra setup
Account
No account needed
Price
Not stated

Source: Found in the official MCP Registry (com.coverage-rights/coverage-rights) · First listed September 24, 2026

Last 24 hours

Each bar is one check, every 15 minutes. Green means it answered. Last checked 2 h ago.

Is it safe to connect?

What Muse can see: It does not ask you to sign in, so it cannot see your accounts. It only sees what Muse sends it from your request.

Before it acts: Read what Muse plans to do before you approve it, and remove the app from Muse when you stop using it.

musedirectory.ai is not part of Meta. More about how Muse handles your information

How to add it to Muse

Not in Muse's Connectors list yet, but Muse can still use it. Copy the request below and paste it into Muse. Muse asks before it shares anything with the app's site. Meta does not review apps used this way, so only use ones you trust. We tested this in the Muse app on September 24, 2026: Muse used an app's link directly this way and returned a live answer.

Open Muse
https://www.coverage-rights.com/api/mcp

Not in Muse's Connectors list yet. Muse can still use it: its page gives you a request to paste into Muse.

Technical details: safety screening, tools, response time and recent checks

Response time at the last check: 332ms. Worked in 100% of checks over 30 days.

Screening · September 24, 2026

Screened, no issues found

MCP handshake
Pass
Answered in 296ms
Domain against threat feeds (Cloudflare security DNS)
Pass
www.coverage-rights.com not flagged
Published packages against the OSV malicious-package database
n/a
No npm or PyPI package published
Hidden instructions or invisible characters in tool text
Pass
9 tools read, nothing found
Inputs asking for passwords, card numbers or seed phrases
Pass
None found
Domain and redirects
Pass
No redirects off the domain
AI review of purpose and tool behavior
Pass
No concerns

Screening looks for known threats and hidden instructions at the time of the check, and runs again weekly and whenever the tool list changes. It cannot see the server's code, so only connect what you need and review what Muse asks to do. How screening works.

Tools · 9

list_insurersList tracked U.S. health insurers with whether verified CMS-0057-F prior-authorization metrics are available for each.
get_insurer_metricsGet an insurer's verified CY2025 prior-authorization metrics (denial rate, appeal overturn rate, decision times) from its own CMS-0057-F disclosure, plus contract/plan-level rows where collected. Includes source URLs and scope notes.
rank_denial_ratesInsurer prior-authorization denial rates (CY2025), ranked only within compatible reporting cohorts. Each row includes its cohort, rank within that cohort, exact source scope, calculation method, and source link. Never compare ranks across cohorts.
get_treatment_outcomesExternal-review outcomes for a treatment: how often insurer denials of this treatment/drug/procedure were overturned by independent reviewers (42,749 published CA IMR decisions, 2001–2026). Accepts a category slug (e.g. 'pharmacy') or specific treatment slug (e.g. 'zepbound', 'sp
get_condition_outcomesExternal-review outcomes for a medical condition: how often insurance denials involving this condition were overturned, plus the most-fought treatments for it.
search_outcomesSearch treatments (categories + specific drugs/procedures) and conditions by name. Returns slugs for get_treatment_outcomes / get_condition_outcomes plus headline overturn rates.
get_appeal_rightsDeterministically resolve the governing appeal route, missing facts, filing recipient, deadlines, current external-review status, and verified grounds. Distinguishes Original Medicare, Medicare Advantage medical benefits, Part D pharmacy benefits, employer funding/governance, ACA
get_drug_playbookDrug-specific denial patterns and appeal strategy for the medications plans fight hardest over: GLP-1s (Wegovy, Zepbound, Mounjaro, Ozempic, Saxenda) and IBD biologics (Humira, Skyrizi, Stelara, Entyvio, Remicade, Rinvoq). Returns FDA-approved indications stated conservatively, w
get_state_external_reviewHow a state's external review process works: filing deadline, regulator contact, and key facts. Verified detail currently covers 10 states (CA, TX, FL, NY, PA, IL, OH, GA, NC, MI); other states return the covered list.

Recent checks

2026-09-28 07:31:04live · HTTP 200332ms
2026-09-28 05:15:55live · HTTP 2001300ms
2026-09-28 03:00:47live · HTTP 200431ms
2026-09-28 00:31:03live · HTTP 2001320ms
2026-09-27 22:15:50live · HTTP 403909ms
2026-09-27 20:00:49live · HTTP 40361ms
2026-09-27 17:31:25live · HTTP 4031007ms
2026-09-27 15:31:30live · HTTP 4032122ms
2026-09-27 13:16:24live · HTTP 4031424ms
2026-09-27 11:01:15live · HTTP 4031975ms
2026-09-27 08:31:23live · HTTP 403591ms
2026-09-27 06:16:04live · HTTP 40370ms

Link

https://www.coverage-rights.com/api/mcp

Questions about Coverage Rights in Muse

How do I connect Coverage Rights to Muse?

Not in Muse's Connectors list yet, but Muse can still use it. Paste this into Muse: "Use Coverage Rights to help me. It is a free service with an MCP server at https://www.coverage-rights.com/api/mcp. It does not need an API key. Ask me before you share anything with it." Muse asks before it shares anything with the app's site. Meta does not review apps used this way, so only use ones you trust. We tested this in the Muse app on September 24, 2026: Muse used an app's link directly this way and returned a live answer.

Is Coverage Rights working right now?

At the last check (September 28, 2026, 07:31 UTC) the endpoint was working, answering in 332ms. Over the last 7 days it answered 100% of health checks. It is checked every 15 minutes.

Is Coverage Rights safe to connect to Muse?

It was screened on September 24, 2026 with the result "screened, no issues found". Screening checks the domain against threat feeds and reads the tools for hidden instructions and requests for passwords or card numbers. It cannot see the server's code, so grant only the access you need.

What can Coverage Rights do in Muse?

It exposes 9 tools, including list_insurers, get_insurer_metrics, rank_denial_rates, get_treatment_outcomes. For example, you could ask Muse: "Show me the appeal overturn rate for Zepbound denials and what grounds typically win appeals for weight-loss medications."

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