Clara Mortgage Assistant
Calculate Canadian mortgage payments, qualification ratios, and prepayment penalties
Performs deterministic calculations for Canadian mortgages: qualification ratios (GDS/TDS), payment scenarios, loan-to-value, and prepayment penalties. Does not make lending decisions or recommend products. Requires explicit numeric inputs.
Try asking Muse: "Show me how my monthly payment and income affect my debt service ratio for a mortgage scenario"
Source: Found in the official MCP Registry (io.github.clara-finance/clara-mortgage-assistant) · First listed September 25, 2026
Last 24 hours
Each bar is one check, every 15 minutes. Green means it answered. Last checked 8 min ago.
Is it safe to connect?
What Muse can see: It does not ask you to sign in, so it cannot see your accounts. It only sees what Muse sends it from your request.
Before it acts: Read what Muse plans to do before you approve it, and remove the app from Muse when you stop using it.
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How to add it to Muse
Not in Muse's Connectors list yet, but Muse can still use it. Copy the request below and paste it into Muse. Muse asks before it shares anything with the app's site. Meta does not review apps used this way, so only use ones you trust. We tested this in the Muse app on September 24, 2026: Muse used an app's link directly this way and returned a live answer.
https://mcp.claratech.ai/mcpNot in Muse's Connectors list yet. Muse can still use it: its page gives you a request to paste into Muse.
Technical details: safety screening, tools, response time and recent checks
Response time at the last check: 1271ms. Worked in 100% of checks over 30 days.
Screening · September 25, 2026
Screened, no issues found
Screening looks for known threats and hidden instructions at the time of the check, and runs again weekly and whenever the tool list changes. It cannot see the server's code, so only connect what you need and review what Muse asks to do. How screening works.
Tools · 6
refuse_unsupported_mortgage_requestMUST be called whenever the user asks whether a borrower should be approved, denied, pre-approved, conditionally approved, underwritten, or assessed for suitability. Also call it for lender or product recommendations, borrower documents or accounts, current rates or rules, submiscompare_mortgage_scenariosCompare up to six Canadian fixed-rate payment and amortization scenarios using deterministic calculations. Use only with explicit, non-identifying numeric inputs. Calculation only: never use this tool to approve, deny, underwrite, recommend, select a lender or product, or fill micalculate_qualificationCalculate the B-20 qualifying rate, qualifying payment, and resulting GDS/TDS from a supplied principal, contract rate, amortization, and income. Use this tool only when the qualifying payment must be calculated from those inputs. If the user already supplies a monthly mortgage pcalculate_debt_serviceMUST use this tool when the user supplies a monthly mortgage payment and asks for Canadian GDS or TDS. Calculate the ratios directly from that payment, income, and monthly obligations. Do not request principal, contract rate, or amortization, and do not use calculate_qualificatiocalculate_ltvCalculate Canadian loan-to-value and combined loan-to-value using purchase price, appraisal, and secured positions. Ratios are not an approval or suitability decision. Use only with explicit, non-identifying numeric inputs. Calculation only: never use this tool to approve, deny, estimate_prepayment_penaltyEstimate three-months-interest and simple IRD prepayment penalties; lender discharge statements remain authoritative. Use only with explicit, non-identifying numeric inputs. Calculation only: never use this tool to approve, deny, underwrite, recommend, select a lender or product,Recent checks
Link
https://mcp.claratech.ai/mcpQuestions about Clara Mortgage Assistant in Muse
How do I connect Clara Mortgage Assistant to Muse?
Not in Muse's Connectors list yet, but Muse can still use it. Paste this into Muse: "Use Clara Mortgage Assistant to help me. It is a free service with an MCP server at https://mcp.claratech.ai/mcp. It does not need an API key. Ask me before you share anything with it." Muse asks before it shares anything with the app's site. Meta does not review apps used this way, so only use ones you trust. We tested this in the Muse app on September 24, 2026: Muse used an app's link directly this way and returned a live answer.
Is Clara Mortgage Assistant working right now?
At the last check (September 28, 2026, 09:01 UTC) the endpoint was working, answering in 1271ms. Over the last 7 days it answered 100% of health checks. It is checked every 15 minutes.
Is Clara Mortgage Assistant safe to connect to Muse?
It was screened on September 25, 2026 with the result "screened, no issues found". Screening checks the domain against threat feeds and reads the tools for hidden instructions and requests for passwords or card numbers. It cannot see the server's code, so grant only the access you need.
What can Clara Mortgage Assistant do in Muse?
It exposes 6 tools, including refuse_unsupported_mortgage_request, compare_mortgage_scenarios, calculate_qualification, calculate_debt_service. For example, you could ask Muse: "Show me how my monthly payment and income affect my debt service ratio for a mortgage scenario"
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