# Zovo Spending Report Muse connector

From musedirectory.ai, the independent directory of Meta Muse connectors. Not affiliated with Meta.

## Zovo Spending Report

Turn a bank or card statement into a budget and see where your money goes.

- Record: https://musedirectory.ai/connector/zovo-spending-report
- Category: Finance & Bills
- Developer: Zovo (https://spending-report.zovo.one/)
- Muse status: Extra setup. Not in Muse's Connectors list yet. Muse can still use it: its page gives you a request to paste into Muse.
- Health: Working, 408ms, checked 2026-11-08T02:16:52Z
- Endpoint: https://spending-report.zovo.one/mcp
- Auth: No account needed; Pricing: unknown
- Screening: Screened, no issues found (2026-11-08T02:16:52Z)
- Source: Found in the official MCP Registry (io.github.theluckystrike/spending-report) https://registry.modelcontextprotocol.io/v0/servers?search=io.github.theluckystrike%2Fspending-report

Accepts a text PDF, CSV or Excel bank or credit card statement, or pasted transactions, and returns spending by category, income versus spending, monthly totals, top merchants and recurring charges with yearly cost. Produces an Excel workbook and a one-page PDF summary. Does not connect to banks and does not read scanned images.

Example request: "Here is my credit card statement, turn it into a budget and list my subscriptions with what they cost per year."

How to connect: Not in Muse's Connectors list yet, but Muse can still use it. Paste this into Muse: "Use Zovo Spending Report to help me. It is a free service with an MCP server at https://spending-report.zovo.one/mcp. It does not need an API key. Ask me before you share anything with it." Muse asks before it shares anything with the app's site. Meta does not review apps used this way, so only use ones you trust. We tested this in the Muse app on September 24, 2026: Muse used an app's link directly this way and returned a live answer.

Tools:
- generate_spending_report: Use this when the user attaches a bank or credit card statement (text PDF, CSV or Excel export) and asks to turn it into a budget, see where their money goes, find subscriptions or recurring charges, or total spending by category or month. Returns spending by category, income vs 
- categorize_spending: Use this when the user pastes or lists bank or credit card transactions (date, description, amount) and asks where their money goes, to categorize spending, make a budget from them, or find subscriptions and recurring charges. Accepts a list of rows or pasted text/CSV. Returns th

Screening checks:
- MCP handshake: pass (Answered in 408ms)
- Domain against threat feeds (Cloudflare security DNS): pass (spending-report.zovo.one not flagged)
- Published packages against the OSV malicious-package database: n/a (No npm or PyPI package published)
- Hidden instructions or invisible characters in tool text: pass (2 tools read, nothing found)
- Inputs asking for passwords, card numbers or seed phrases: pass (None found)
- Domain and redirects: pass (No redirects off the domain)
- AI review of purpose and tool behavior: pass (No concerns)