# Zovo Bank Insurance Check Muse connector

From musedirectory.ai, the independent directory of Meta Muse connectors. Not affiliated with Meta.

## Zovo Bank Insurance Check

Look up any US bank's FDIC status and estimate how much of your deposits are insured.

- Record: https://musedirectory.ai/connector/zovo-bank-insurance-check
- Category: Finance & Bills
- Developer: Zovo (https://bank-check.zovo.one/)
- Muse status: Extra setup. Not in Muse's Connectors list yet. Muse can still use it: its page gives you a request to paste into Muse.
- Health: Working, 570ms, checked 2026-11-08T02:16:28Z
- Endpoint: https://bank-check.zovo.one/mcp
- Auth: No account needed; Pricing: unknown
- Screening: Screened, no issues found (2026-11-08T02:16:28Z)
- Source: Found in the official MCP Registry (io.github.theluckystrike/bank-check) https://registry.modelcontextprotocol.io/v0/servers?search=io.github.theluckystrike%2Fbank-check

Connects to live FDIC BankFind records. Muse can look up a bank by name, state or certificate number, show its legal name, regulator, assets and history, and estimate insured versus uninsured balances across up to 30 accounts using the $250,000 per owner rules. Credit unions are not covered.

Example request: "Is my bank FDIC insured, and how much of my $300,000 in savings would actually be covered?"

How to connect: Not in Muse's Connectors list yet, but Muse can still use it. Paste this into Muse: "Use Zovo Bank Insurance Check to help me. It is a free service with an MCP server at https://bank-check.zovo.one/mcp. It does not need an API key. Ask me before you share anything with it." Muse asks before it shares anything with the app's site. Meta does not review apps used this way, so only use ones you trust. We tested this in the Muse app on September 24, 2026: Muse used an app's link directly this way and returned a live answer.

Tools:
- find_bank: Use this when the user asks whether a US bank is FDIC insured, or needs its FDIC certificate number, legal name, primary regulator, total assets, office count or website. Searches live FDIC BankFind records by name (optionally narrowed by state and city), by city and state, or by
- bank_history: Use this when the user wants a bank's structure history from FDIC records: when it was established, mergers it absorbed, whether it failed or was acquired, and its successor bank. Takes one FDIC certificate number; returns the profile, status, failure details if any, institution-
- estimate_deposit_coverage: Use this when the user wants to know how much of their bank deposits are FDIC insured. Takes up to 30 accounts (FDIC cert, ownership category, balance, owners, trust beneficiaries), checks each bank in live FDIC records, and applies $250,000 per owner per bank per ownership categ

Screening checks:
- MCP handshake: pass (Answered in 570ms)
- Domain against threat feeds (Cloudflare security DNS): pass (bank-check.zovo.one not flagged)
- Published packages against the OSV malicious-package database: n/a (No npm or PyPI package published)
- Hidden instructions or invisible characters in tool text: pass (3 tools read, nothing found)
- Inputs asking for passwords, card numbers or seed phrases: pass (None found)
- Domain and redirects: pass (Domain registered 290 days ago)
- AI review of purpose and tool behavior: pass (No concerns)