# Tideline Money Tools Muse connector

From musedirectory.ai, the independent directory of Meta Muse connectors. Not affiliated with Meta.

## Tideline Money Tools

Free calculators for debt payoff, cash runway, subscriptions, invoices, and option expiry risk.

- Record: https://musedirectory.ai/connector/tideline-money-tools
- Category: Finance & Bills
- Developer: Tideline (https://mcp.tideline.money/)
- Muse status: Extra setup. Not in Muse's Connectors list yet. Muse can still use it: its page gives you a request to paste into Muse.
- Health: Working, 1799ms, checked 2026-09-28T09:00:48Z
- Endpoint: https://mcp.tideline.money/mcp
- Auth: No account needed; Pricing: unknown
- Screening: Screened, no issues found (2026-09-24T05:05:44Z)
- Source: Found in the official MCP Registry (money.tideline/money-tools) https://registry.modelcontextprotocol.io/v0/servers?search=money.tideline%2Fmoney-tools

Suite of deterministic financial calculators: debt avalanche payoff plans, household and freelance cash runway, subscription audits from transaction history, invoice aging with chase actions, effective hourly rates per client, and US equity option expiry outcomes including auto-exercise and margin requirements.

Example request: "Show me my debt payoff plan if I pay an extra $50 a month toward my highest-APR card first."

How to connect: Not in Muse's Connectors list yet, but Muse can still use it. Paste this into Muse: "Use Tideline Money Tools to help me. It is a free service with an MCP server at https://mcp.tideline.money/mcp. It does not need an API key. Ask me before you share anything with it." Muse asks before it shares anything with the app's site. Meta does not review apps used this way, so only use ones you trust. We tested this in the Muse app on September 24, 2026: Muse used an app's link directly this way and returned a live answer.

Tools:
- debt_avalanche_plan: Debt payoff plan: avalanche order (highest APR first), month-by-month simulation to a debt-free date, interest vs minimums-only, and what one extra $50/mo buys. All math local and deterministic.
- cash_runway: Months of cash runway for a household or freelance practice — hard runway (committed income only) and working runway, against honest burn including paying yourself.
- subscription_audit: Find recurring charges in a transaction list — subscriptions, price-similar repeats — ranked by annual cost. Send 90+ days of (date, amount, description) rows for best results.
- effective_hourly_rate: Freelancers: real $/hr per client — dollars actually collected divided by ALL hours logged (unbilled favors included). Exposes which clients quietly pay half your rate.
- invoice_aging: Invoice aging buckets with the right chase action per invoice (friendly nudge → firm ask → escalation plan) based on how late each one is.
- option_expiry_risk: What happens to an account if a single-leg US equity option finishes in the money at expiration: auto-exercise under the OCC $0.01 rule, the resulting long or short share position, whether a margin, cash, or IRA account can hold it (50% Reg T, $2,000 minimum for shorts, no shorts

Screening checks:
- MCP handshake: pass (Answered in 369ms)
- Domain against threat feeds (Cloudflare security DNS): pass (mcp.tideline.money not flagged)
- Published packages against the OSV malicious-package database: n/a (No npm or PyPI package published)
- Hidden instructions or invisible characters in tool text: pass (6 tools read, nothing found)
- Inputs asking for passwords, card numbers or seed phrases: pass (None found)
- Domain and redirects: pass (Domain registered 86 days ago)
- AI review of purpose and tool behavior: pass (No concerns)