# StudentLoan.help Repayment Calculator Muse connector

From musedirectory.ai, the independent directory of Meta Muse connectors. Not affiliated with Meta.

## StudentLoan.help Repayment Calculator

Compare federal student loan repayment plans on your own income and balance, and see which one costs least.

- Record: https://musedirectory.ai/connector/studentloan-help-repayment-calculator
- Category: Finance & Bills
- Developer: studentloan.help (https://studentloan.help/developers/)
- Muse status: Extra setup. Not in Muse's Connectors list yet. Muse can still use it: its page gives you a request to paste into Muse.
- Health: Working, 190ms, checked 2026-11-01T22:11:19Z
- Endpoint: https://studentloan.help/mcp
- Auth: No account needed; Pricing: unknown
- Screening: Screened, no issues found (2026-11-01T22:11:19Z)
- Source: Found in the official MCP Registry (help.studentloan/studentloan-help) https://registry.modelcontextprotocol.io/v0/servers?search=help.studentloan%2Fstudentloan-help

Estimates federal student loan repayment under RAP, IBR, Standard and Tiered Standard, including PSLF timing and Parent PLUS options. Compares refinancing offers against federal plans and explains the protections you would lose. Lists the published plan rules. Estimates only, no account login needed.

Example request: "Which federal repayment plan would cost me the least on $38,000 in Direct loans at 6.5% if I earn $52,000 a year?"

How to connect: Not in Muse's Connectors list yet, but Muse can still use it. Paste this into Muse: "Use StudentLoan.help Repayment Calculator to help me. It is a free service with an MCP server at https://studentloan.help/mcp. It does not need an API key. Ask me before you share anything with it." Muse asks before it shares anything with the app's site. Meta does not review apps used this way, so only use ones you trust. We tested this in the Muse app on September 24, 2026: Muse used an app's link directly this way and returned a live answer.

Tools:
- compare_repayment_plans: Estimates each federal repayment plan on the borrower's own numbers (RAP, IBR, 10-year Standard, Tiered Standard under the 2026 rules): first monthly payment, total paid, years to payoff or forgiveness, amount forgiven, which plans are open given loan dates, the cheapest plan, PS
- compare_refinance_offer: Given an APR and term a lender has offered, returns the refinanced monthly payment and total, compares it with the cheapest federal plan (or with PSLF, which refinancing would end), and lists the federal protections lost. Same math as the studentloan.help calculator. It shows no 
- get_plan_rules: The published rules behind each federal student loan plan as studentloan.help states them: RAP, IBR, Standard, Tiered Standard, PSLF, Parent PLUS, the end of SAVE and the 2026 poverty guidelines. Returns the formulas, dates and limits with the statute or regulation and a page lin

Screening checks:
- MCP handshake: pass (Answered in 190ms)
- Domain against threat feeds (Cloudflare security DNS): pass (studentloan.help not flagged)
- Published packages against the OSV malicious-package database: n/a (No npm or PyPI package published)
- Hidden instructions or invisible characters in tool text: pass (3 tools read, nothing found)
- Inputs asking for passwords, card numbers or seed phrases: pass (None found)
- Domain and redirects: pass (No redirects off the domain)
- AI review of purpose and tool behavior: pass (No concerns)