# Quotor, Home & Auto Insurance Quotes Muse connector

From musedirectory.ai, the independent directory of Meta Muse connectors. Not affiliated with Meta.

## Quotor, Home & Auto Insurance Quotes

Get real home and auto insurance quotes and bind coverage without leaving chat.

- Record: https://musedirectory.ai/connector/quotor-home-auto-insurance-quotes
- Category: Finance & Bills
- Developer: Quotor (https://quotor.ai)
- Muse status: Extra setup. Not in Muse's Connectors list yet. Muse can still use it: its page gives you a request to paste into Muse.
- Health: Working, 1227ms, checked 2026-09-28T09:31:16Z
- Endpoint: https://mcp.quotor.ai/
- Auth: No account needed; Pricing: unknown
- Screening: Screened, no issues found (2026-09-24T04:31:13Z)
- Source: Found in the official MCP Registry (io.github.quotor/home-auto-insurance-quotes) https://registry.modelcontextprotocol.io/v0/servers?search=io.github.quotor%2Fhome-auto-insurance-quotes

Quotor connects Muse to real insurance carriers for home, auto, and bundled quotes in Texas and expanding states. Muse collects your information, shows you competitive rates from A-rated carriers, and lets you request binding through a licensed agent.

Example request: "Get me home and auto insurance quotes so I can compare prices and switch carriers."

How to connect: Not in Muse's Connectors list yet, but Muse can still use it. Paste this into Muse: "Use Quotor, Home & Auto Insurance Quotes to help me. It is a free service with an MCP server at https://mcp.quotor.ai/. It does not need an API key. Ask me before you share anything with it." Muse asks before it shares anything with the app's site. Meta does not review apps used this way, so only use ones you trust. We tested this in the Muse app on September 24, 2026: Muse used an app's link directly this way and returned a live answer.

Tools:
- check_eligibility: Confirm whether Libertas can quote and bind insurance for the customer in their state. Call this first — before collecting any personal details — when the customer asks about insurance prices, switching carriers, or shopping for coverage. State is supplied automatically from the 
- start_quote: Begin a new home, auto, or bundled insurance quote. Returns a quote ID to use on every following call. Call this when the customer wants to get an insurance price. INTAKE ORDER (Kyle 2026-06-11 — collect in this order, ONE coherent chunk per turn): 1. HOME/BUNDLE: full name + dat
- update_quote: Set or refine any quote parameter except regulated enrichment fields (credit score, MVR, CLUE, VIN-decoded vehicle attributes, public-record property attributes). Idempotent — call as many times as needed; the most recent value wins. Returns which fields were applied, which were 
- get_quote_options: Fire all eligible A-rated carriers in parallel AND kick off live rate-finishing. RETURNS IMMEDIATELY — does NOT wait. TWO STAGES follow: 1. First numbers land in 30–90 seconds. Options surface as honest price RANGES — the low end is the carrier's indicative, so the final verified
- check_quote_status: Check rating + live-finishing progress. Call between wait-phase questions (every customer turn or two after get_quote_options). Returns one of: - 'running' — indicatives still landing; continue the wait-phase conversation, call again next turn. - 'quoted' — options[] is populated
- get_option_details: Pull the full coverage breakdown, deductibles, applied discounts, and payment plan options for a single masked option (Home Carrier A, Auto Carrier B, etc.). Use when the customer wants to dig into a specific quote before deciding. Carrier name remains masked.
- get_bind_link: Generate a single-use secure link, valid for 7 days, and EMAIL it to the customer address already collected in the quote. The tool does the email delivery itself and fails if no valid customer email is on file or Gmail cannot send. Libertas customer texting/SMS is not enabled: th
- request_bind_inline: Submit the customer's bind request from the chat. Triggers an internal task for our licensed team to follow up. THIS IS NOT INSTANT BIND — no payment is collected and no coverage starts from this call; a licensed agent completes underwriting verification, payment, and carrier con
- check_late_arrivals: Save-the-sale tool — call when the customer signals dissatisfaction with the current options ("too expensive", "let me think", "what else do you have", "is this the best you can do", "I'll check elsewhere", "can you do better"). Some carriers (Foremost STAR, etc.) run slower than
- submit_lead: Capture a lead for an insurance product Libertas doesn't quote inline (renters, life, commercial, motorcycle, boat, RV, umbrella, condo, landlord, etc.) — OR any home/auto customer who asks to be contacted later instead of finishing the quote in chat. Creates a row in the CRM Lea
- resume_quote: Pick up an existing quote that was started in a previous session or on a different platform. The customer supplies a quote ID. Verification: if the same authenticated user (OAuth user_id matches across sessions), no extra verification is needed; otherwise the customer needs to pr

Screening checks:
- MCP handshake: pass (Answered in 1222ms)
- Domain against threat feeds (Cloudflare security DNS): pass (mcp.quotor.ai, quotor.ai not flagged)
- Published packages against the OSV malicious-package database: n/a (No npm or PyPI package published)
- Hidden instructions or invisible characters in tool text: pass (11 tools read, nothing found)
- Inputs asking for passwords, card numbers or seed phrases: pass (None found)
- Domain and redirects: pass (No redirects off the domain)
- AI review of purpose and tool behavior: pass (No concerns)