# PayCalculator Muse connector

From musedirectory.ai, the independent directory of Meta Muse connectors. Not affiliated with Meta.

## PayCalculator

Calculate Australian take-home pay, tax, super, HECS repayments and family payments using ATO rates

- Record: https://musedirectory.ai/connector/paycalculator
- Category: Finance & Bills
- Developer: paycalculator.com.au (https://mcp.paycalculator.com.au)
- Muse status: Extra setup. Not in Muse's Connectors list yet. Muse can still use it: its page gives you a request to paste into Muse.
- Health: Working, 1082ms, checked 2026-10-29T12:01:03Z
- Endpoint: https://mcp.paycalculator.com.au/mcp
- Auth: No account needed; Pricing: unknown
- Screening: Screened, no issues found (2026-10-28T16:31:43Z)
- Source: Found in the official MCP Registry (au.com.paycalculator/mcp) https://registry.modelcontextprotocol.io/v0/servers?search=au.com.paycalculator%2Fmcp

Connects to Australian Taxation Office rates to calculate income tax, Medicare levy, superannuation, student loan repayments, child care subsidies and family tax benefits. Shows where your income ranks among Australians and how pay changes with inflation.

Example request: "How much take-home pay will I have on a $85,000 salary, and how long will it take to repay my HECS debt?"

How to connect: Not in Muse's Connectors list yet, but Muse can still use it. Paste this into Muse: "Use PayCalculator to help me. It is a free service with an MCP server at https://mcp.paycalculator.com.au/mcp. It does not need an API key. Ask me before you share anything with it." Muse asks before it shares anything with the app's site. Meta does not review apps used this way, so only use ones you trust. We tested this in the Muse app on September 24, 2026: Muse used an app's link directly this way and returned a live answer.

Tools:
- list_tax_years: Lists the Australian financial years the pay calculator supports. "year" is the year the financial year ends (e.g. 2027 = 1 July 2026 to 30 June 2027). "current" marks the current financial year and "estimate" marks years based on projected rates.
- tax_rates: The Australian income tax brackets for a financial year and residency, as on the paycalculator.com.au income tax page, and optionally the income tax on an amount of taxable income with its marginal and average rates. This is income tax only: it does not include the Medicare levy,
- inflation: Works out what an income needs to become to keep up with inflation (consumer price index) between two months, and what the unchanged income is worth after inflation, as the paycalculator.com.au inflation calculator does. Also gives wage growth (wage price index) over the period, 
- student_loan_repayment: Projects how long a student loan (HELP, HECS, VSL, SSL, TSL, SFSS) takes to repay with compulsory repayments, as the paycalculator.com.au student loan calculator does: month by month from today, each 1 July the repayment income rises by wageGrowth, the repayment thresholds rise w
- child_care_subsidy: Works out the Child Care Subsidy (CCS) for each child and the gap fee the family pays, as the paycalculator.com.au childcare calculator does, with the 2026-27 income thresholds and hourly rate caps. Includes the higher rate for a second and younger child aged 5 or under, the hour
- government_spending: Where a person's income tax goes: the federal budget's spending (health, social security and welfare, defence, education...) and the part of their tax that goes to each, as the paycalculator.com.au tax expenditure page shows it. The tax is shared out in proportion to the budget (
- compare_income: Shows where an annual taxable income ranks among Australians, using the ATO taxation statistics behind the paycalculator.com.au income pages: the percentile of all individuals who lodged a tax return, and optionally among men or women, within an age group, and against occupations
- calculate_pay: Calculates Australian take-home pay, income tax, Medicare and superannuation using the paycalculator.com.au engine. Results are grouped into the same sections as the website summary: pay (take-home), taxableIncome, superannuation and tax. Each amount is given annually, monthly, f

Screening checks:
- MCP handshake: pass (Answered in 687ms)
- Domain against threat feeds (Cloudflare security DNS): pass (mcp.paycalculator.com.au not flagged)
- Published packages against the OSV malicious-package database: n/a (No npm or PyPI package published)
- Hidden instructions or invisible characters in tool text: pass (8 tools read, nothing found)
- Inputs asking for passwords, card numbers or seed phrases: pass (None found)
- Domain and redirects: pass (No redirects off the domain)
- AI review of purpose and tool behavior: pass (No concerns)