# Open Financial Mortgages Muse connector

From musedirectory.ai, the independent directory of Meta Muse connectors. Not affiliated with Meta.

## Open Financial Mortgages

Explore Ontario mortgage options, check published rates, and estimate home equity for refinancing or new borrowing.

- Record: https://musedirectory.ai/connector/open-financial-mortgages
- Category: Finance & Bills
- Developer: Open Financial (https://www.openfinancial.ca)
- Muse status: Extra setup. Not in Muse's Connectors list yet. Muse can still use it: its page gives you a request to paste into Muse.
- Health: Working, 165ms, checked 2026-10-30T05:06:36Z
- Endpoint: https://mcp.openfinancial.ca/mcp/open
- Auth: No account needed; Pricing: unknown
- Screening: Screened, no issues found (2026-10-30T05:06:36Z)
- Source: Found in the official MCP Registry (io.github.clara-finance/open-financial-mortgage-options) https://registry.modelcontextprotocol.io/v0/servers?search=io.github.clara-finance%2Fopen-financial-mortgage-options

Analyzes mortgage scenarios for Ontario residential properties, searches published lender rates, and estimates home equity. Provides preliminary guidance on financing categories and connects users to licensed brokers. No personal documents or contact details required for analysis.

Example request: "What mortgage options might I have if I want to refinance my Toronto home and take out some equity?"

How to connect: Not in Muse's Connectors list yet, but Muse can still use it. Paste this into Muse: "Use Open Financial Mortgages to help me. It is a free service with an MCP server at https://mcp.openfinancial.ca/mcp/open. It does not need an API key. Ask me before you share anything with it." Muse asks before it shares anything with the app's site. Meta does not review apps used this way, so only use ones you trust. We tested this in the Muse app on September 24, 2026: Muse used an app's link directly this way and returned a live answer.

Tools:
- analyze_mortgage_scenario: Preliminary analysis of a mortgage, refinancing, home-equity or debt-consolidation scenario: estimated equity, current and proposed combined loan-to-value, missing information and broad, unranked financing categories. Useful as a first look at someone's situation. Works from appr
- get_financing_options: The same preliminary analysis, for when someone wants to know which broad kinds of financing they could explore. Categories are unranked and are not lender offers. Works from approximate values the user gives for an Ontario residential property; Clara calculates the result in pro
- estimate_home_equity: The same preliminary analysis, for when someone wants to know their estimated home equity and combined loan-to-value. Works from approximate values the user gives for an Ontario residential property; Clara calculates the result in process and takes no contact details or documents
- search_published_mortgage_rates: Searches the Ontario mortgage rates lenders have published, as recorded by Open Mortgage Rates, using filters such as mortgageType, term, position, minimumLtv, purpose or a lender keyword; with no filter it asks what to search for instead of listing every record. Returns each len
- get_open_financial_broker_help: Returns the link to Open Financial's own intake form and its contact details, for when the user asks for help from a broker or licensed mortgage professional. It collects and sends nothing: the user enters their own details on openfinancial.ca.

Screening checks:
- MCP handshake: pass (Answered in 165ms)
- Domain against threat feeds (Cloudflare security DNS): pass (mcp.openfinancial.ca, www.openfinancial.ca not flagged)
- Published packages against the OSV malicious-package database: n/a (No npm or PyPI package published)
- Hidden instructions or invisible characters in tool text: pass (5 tools read, nothing found)
- Inputs asking for passwords, card numbers or seed phrases: pass (None found)
- Domain and redirects: pass (Domain registered 238 days ago)
- AI review of purpose and tool behavior: pass (No concerns)