# MonitorBankRates Muse connector

From musedirectory.ai, the independent directory of Meta Muse connectors. Not affiliated with Meta.

## MonitorBankRates

Compare live bank rates, mortgages, and loans across 8,000+ U.S. banks and credit unions.

- Record: https://musedirectory.ai/connector/monitorbankrates
- Category: Finance & Bills
- Developer: MonitorBankRates (https://www.monitorbankrates.com/connector)
- Muse status: Extra setup. Not in Muse's Connectors list yet. Muse can still use it: its page gives you a request to paste into Muse.
- Health: Working, 232ms, checked 2026-10-31T13:36:07Z
- Endpoint: https://mcp.monitorbankrates.com/mcp
- Auth: No account needed; Pricing: unknown
- Screening: Screened, no issues found (2026-10-31T13:36:07Z)
- Source: Found in the official MCP Registry (com.monitorbankrates/rates) https://registry.modelcontextprotocol.io/v0/servers?search=com.monitorbankrates%2Frates

Access live rates from MonitorBankRates for savings accounts, CDs, money market, checking, mortgages, refinancing, home equity, auto loans, personal loans, and credit cards. Search institutions, calculate loan payments, and check housing and insurance affordability indexes by state or city.

Example request: "Show me the best 30-year mortgage rates available in Texas right now."

How to connect: Not in Muse's Connectors list yet, but Muse can still use it. Paste this into Muse: "Use MonitorBankRates to help me. It is a free service with an MCP server at https://mcp.monitorbankrates.com/mcp. It does not need an API key. Ask me before you share anything with it." Muse asks before it shares anything with the app's site. Meta does not review apps used this way, so only use ones you trust. We tested this in the Muse app on September 24, 2026: Muse used an app's link directly this way and returned a live answer.

Tools:
- get_best_rates: Top live rates from MonitorBankRates.com for one product (CDs by term, savings, money market, checking, mortgages, refinance, home equity, auto loans, personal loans, credit cards), nationally, for one U.S. state, or for a city (local branches first). Returns one best quote per i
- get_average_rates: MonitorBankRates national or state average rates (APY for deposits, APR for loans) computed daily from every published rate across 8,000+ banks and credit unions. Returns the latest value, change over 1 week / 1 month / 3 months, institution and quote counts, and a daily history.
- search_institutions: Search MonitorBankRates' directory of 8,000+ U.S. banks and credit unions by name. Returns matches with type, home state, MBR health grade, how many rates are tracked, and the slug to pass to get_institution.
- get_institution: All current deposit and loan rates MonitorBankRates tracks for one bank or credit union, plus its MBR health letter grade, star rating, Texas ratio, branch states, and page link. Pass the slug from search_institutions.
- get_mortgage_lenders: Mortgage lenders and brokers in a U.S. state or city, ranked by home loans closed in the latest federal HMDA (Home Mortgage Disclosure Act) data, from the MonitorBankRates lender directory. Returns each lender's loans closed, market share, approval share, median loan, loan progra
- calculate_loan: Payment estimates at today's MonitorBankRates average rate for the state (or national), or a rate you pass. calculator = mortgage (monthly principal and interest; pass amount, or home_price and optional down_payment), refinance (new payment, and with current_rate the monthly savi
- get_index: MonitorBankRates proprietary indexes. "hai" = MBR Housing Affordability Index (daily; 100 = median household exactly affords the median home at today's average 30-year rate; higher is more affordable), with national score, state score and rank, and 90-day history; with a city, th
- list_rate_keys: Lists every rate key accepted by get_best_rates and get_average_rates with its label, product group, and whether it is measured as APY (deposits) or APR (loans). Also lists U.S. state codes.

Screening checks:
- MCP handshake: pass (Answered in 232ms)
- Domain against threat feeds (Cloudflare security DNS): pass (mcp.monitorbankrates.com, www.monitorbankrates.com not flagged)
- Published packages against the OSV malicious-package database: n/a (No npm or PyPI package published)
- Hidden instructions or invisible characters in tool text: pass (8 tools read, nothing found)
- Inputs asking for passwords, card numbers or seed phrases: pass (None found)
- Domain and redirects: pass (Domain registered 6806 days ago)
- AI review of purpose and tool behavior: pass (No concerns)