# Manage Your Loans Mortgage Tools Muse connector

From musedirectory.ai, the independent directory of Meta Muse connectors. Not affiliated with Meta.

## Manage Your Loans Mortgage Tools

Calculate home loan repayments and borrowing power for Australian mortgages

- Record: https://musedirectory.ai/connector/manage-your-loans-mortgage-tools
- Category: Finance & Bills
- Developer: Manage Your Loans (https://manageyourloans.com.au)
- Muse status: Extra setup. Not in Muse's Connectors list yet. Muse can still use it: its page gives you a request to paste into Muse.
- Health: Working, 740ms, checked 2026-09-28T08:00:55Z
- Endpoint: https://mcp-myl-oov7xgbxua-ts.a.run.app/mcp
- Auth: No account needed; Pricing: unknown
- Screening: Screened, no issues found (2026-09-24T08:51:09Z)
- Source: Found in the official MCP Registry (au.com.manageyourloans/mortgage-tools) https://registry.modelcontextprotocol.io/v0/servers?search=au.com.manageyourloans%2Fmortgage-tools

Australian mortgage calculators for repayment estimates, borrowing capacity assessment, and loan type guidance. Connects to Manage Your Loans broker service for enquiries. Indicative only, not financial advice.

Example request: "How much can I borrow for a home loan if I earn $120,000 a year and have $100,000 saved for a deposit?"

How to connect: Not in Muse's Connectors list yet, but Muse can still use it. Paste this into Muse: "Use Manage Your Loans Mortgage Tools to help me. It is a free service with an MCP server at https://mcp-myl-oov7xgbxua-ts.a.run.app/mcp. It does not need an API key. Ask me before you share anything with it." Muse asks before it shares anything with the app's site. Meta does not review apps used this way, so only use ones you trust. We tested this in the Muse app on September 24, 2026: Muse used an app's link directly this way and returned a live answer.

Tools:
- calculate_repayments: Estimate monthly & fortnightly principal-and-interest repayments and total interest for a home/personal loan scenario. Indicative only — not a quote. Args: principal: Loan amount in AUD (e.g. 500000). annual_rate_pct: Annual interest rate as a percentage (e.g. 6.5). term_years: L
- estimate_borrowing_power: Estimate indicative borrowing capacity, assessed at a buffered rate (APRA +3% serviceability buffer). A rough proxy for guidance — a broker models real capacity across 30+ lenders. Not credit assistance. Args: annual_income: Gross annual household income in AUD. monthly_expenses:
- compare_loan_types: List Manage Your Loans' loan categories with what each is for and a link. Use to help a user pick which loan type fits their situation.
- check_costco_eligibility: Check eligibility for the Costco partner service and Shop Card reward (Executive membership + a settled loan). Indicative check only. Args: is_costco_member: Whether the person holds a current Costco membership. membership_type: e.g. "Executive" or "Gold Star" (optional). 
- get_rate_guidance: Explain how Australian home-loan rates are determined and the next step. Manage Your Loans does not publish live rates; a broker compares them for a specific scenario.
- create_enquiry: Submit a mortgage enquiry to Manage Your Loans on the customer's behalf so a broker contacts them. ONLY call this after the person has explicitly agreed to be contacted — pass consent=true. Do not invent details; ask the user. Args: firstName: Customer's first name. lastName: Cus

Screening checks:
- MCP handshake: pass (Answered in 773ms)
- Domain against threat feeds (Cloudflare security DNS): pass (mcp-myl-oov7xgbxua-ts.a.run.app, manageyourloans.com.au not flagged)
- Published packages against the OSV malicious-package database: n/a (No npm or PyPI package published)
- Hidden instructions or invisible characters in tool text: pass (6 tools read, nothing found)
- Inputs asking for passwords, card numbers or seed phrases: pass (None found)
- Domain and redirects: pass (Domain registered 3093 days ago)
- AI review of purpose and tool behavior: pass (No concerns)