# KeyReady Muse connector

From musedirectory.ai, the independent directory of Meta Muse connectors. Not affiliated with Meta.

## KeyReady

Check your Australian home loan readiness against 90 lenders' rules, stamp duty, grants and deposit schemes.

- Record: https://musedirectory.ai/connector/keyready
- Category: Finance & Bills
- Developer: Silas DSC (https://keyready.au/mcp/)
- Muse status: Extra setup. Not in Muse's Connectors list yet. Muse can still use it: its page gives you a request to paste into Muse.
- Health: Working, 512ms, checked 2026-10-29T12:01:02Z
- Endpoint: https://mcp.keyready.au/mcp
- Auth: No account needed; Pricing: unknown
- Screening: Screened, no issues found (2026-10-28T16:31:36Z)
- Source: Found in the official MCP Registry (io.github.silas-dsc/keyready) https://registry.modelcontextprotocol.io/v0/servers?search=io.github.silas-dsc%2Fkeyready

Assesses borrower eligibility across Australian lenders, calculates stamp duty and grants, checks 5% Deposit Scheme eligibility, shows live rates, and connects qualified buyers to a licensed mortgage broker for next steps.

Example request: "Tell me if I can get a home loan as a first-time buyer in Sydney with a 10% deposit and what my borrowing power is."

How to connect: Not in Muse's Connectors list yet, but Muse can still use it. Paste this into Muse: "Use KeyReady to help me. It is a free service with an MCP server at https://mcp.keyready.au/mcp. It does not need an API key. Ask me before you share anything with it." Muse asks before it shares anything with the app's site. Meta does not review apps used this way, so only use ones you trust. We tested this in the Muse app on September 24, 2026: Muse used an app's link directly this way and returned a live answer.

Tools:
- assess_home_loan_readiness: Check a borrower’s situation against each Australian lender’s published rules. Returns how many lenders it fits, borrowing power, LVR, stamp duty, grants, 5% Deposit Scheme eligibility, profession LMI waivers, the fastest fixes and a link to the full interactive report.
- calculate_stamp_duty: Exact 2026–27 transfer (stamp) duty for any Australian state or territory, including first home buyer concessions, owner-occupier rates, the First Home Owner Grant and foreign purchaser surcharge.
- check_5_percent_deposit_scheme: Check eligibility for the Australian Government 5% Deposit Scheme (First Home Guarantee) or Family Home Guarantee (single parents, 2% deposit), including the property price cap for the area.
- list_lender_rates: Live variable principal-and-interest home loan rates, each with its comparison rate, at a given LVR from lenders’ Open Banking product data (as of 2026-10-27). Lender names are masked. Always show the comparison rate beside each rate, with the warning returned.
- refer_to_broker: Send the user’s situation and readiness report to Goodlend Mortgage Brokers, a licensed mortgage broker, who will contact them. ONLY call this after you have shown the user this disclosure and they have explicitly agreed in this conversation: This site is run by Goodlend Mortgage

Screening checks:
- MCP handshake: pass (Answered in 1117ms)
- Domain against threat feeds (Cloudflare security DNS): pass (mcp.keyready.au, keyready.au not flagged)
- Published packages against the OSV malicious-package database: n/a (No npm or PyPI package published)
- Hidden instructions or invisible characters in tool text: pass (5 tools read, nothing found)
- Inputs asking for passwords, card numbers or seed phrases: pass (None found)
- Domain and redirects: pass (No redirects off the domain)
- AI review of purpose and tool behavior: pass (No concerns)