# Income Checker Muse connector

From musedirectory.ai, the independent directory of Meta Muse connectors. Not affiliated with Meta.

## Income Checker

Verify income from bank accounts, calculate rent affordability, and check pay stub math for landlords and lenders.

- Record: https://musedirectory.ai/connector/income-checker
- Category: Finance & Bills
- Developer: Tariq learns to code (https://incomechecker.com)
- Muse status: Extra setup. Not in Muse's Connectors list yet. Muse can still use it: its page gives you a request to paste into Muse.
- Health: Working, 167ms, checked 2026-10-29T09:30:53Z
- Endpoint: https://incomechecker.com/mcp
- Auth: No account needed; Pricing: unknown
- Screening: Screened, no issues found (2026-10-28T14:46:21Z)
- Source: Found in the official MCP Registry (io.github.Tariqlearnstocode/incomechecker) https://registry.modelcontextprotocol.io/v0/servers?search=io.github.Tariqlearnstocode%2Fincomechecker

Connects to applicant bank accounts via Plaid to analyze income for rental, lending, or employment decisions. Calculates rent-to-income ratios, debt-to-income ratios, and validates pay stub figures. Requires credits purchased per verification request.

Example request: "Check if an applicant's income qualifies for a rental at $2,000 per month using the 3x rule."

How to connect: Not in Muse's Connectors list yet, but Muse can still use it. Paste this into Muse: "Use Income Checker to help me. It is a free service with an MCP server at https://incomechecker.com/mcp. It does not need an API key. Ask me before you share anything with it." Muse asks before it shares anything with the app's site. Meta does not review apps used this way, so only use ones you trust. We tested this in the Muse app on September 24, 2026: Muse used an app's link directly this way and returned a live answer.

Tools:
- how_to_verify_income: Explains how to check or verify a person’s income (a tenant, applicant, borrower, guarantor, investor, or yourself), including bank-based income analysis, pay stubs, and their limits. Use when someone asks how to verify, check, or prove income.
- start_income_verification: Returns the link and steps to request a bank-based income report from Income Checker for a tenant, applicant, borrower, or yourself. Use when the user wants to actually verify or check someone’s income, not just learn how.
- monthly_income_from_pay: Converts a pay amount (hourly, weekly, every two weeks, twice a month, monthly, or annual) into gross monthly, annual, biweekly, weekly, and hourly income.
- rent_to_income: Income needed for a given rent (2.5x, 3x, 3.5x rules), the max rent for a given income at 3x, or the rent-to-income ratio when both are given. Pass monthly figures.
- rent_affordability: Affordable rent from gross monthly income using the 30% rule, the 3x-rent rule, a 25-30% comfortable range capped at 36% total debt, and 50/30/20.
- debt_to_income: Front-end (housing) and back-end debt-to-income ratios with common lender bands.
- prorated_rent: Rent owed for a partial first month, from the move-in date through the end of that month.
- check_pay_stub_math: Checks the figures on a pay stub for internal inconsistencies: gross minus deductions vs net, hours × rate, Social Security and Medicare rates, pay period length, pay date, year-to-date totals, and suspiciously round numbers. Read the numbers off the stub and pass them in. Flags 
- get_account: Shows the signed-in user’s email and how many verification credits they have left.
- buy_credits: Creates a secure Stripe checkout link for a pack of non-expiring verification credits. Packs: 1 for $5.00, 3 for $15.00, 5 for $25.00, 10 for $50.00, 25 for $125.00, 50 for $250.00. Give the user the link to pay; credits are added once payment completes.
- send_verification_request: Uses one credit to create a bank-based income check and emails the applicant a secure link to connect their bank through Plaid. Confirm the applicant’s name and email with the user before calling. The report is ready after the applicant connects; check it with list_verifications 
- list_verifications: Lists the signed-in user’s income verification requests, newest first, with status and report links.
- get_report: Returns the income analysis for a completed verification: estimated monthly income, income sources, other deposits, and account balances. Present figures as estimates, never as verified or approved income.

Screening checks:
- MCP handshake: pass (Answered in 396ms)
- Domain against threat feeds (Cloudflare security DNS): pass (incomechecker.com not flagged)
- Published packages against the OSV malicious-package database: n/a (No npm or PyPI package published)
- Hidden instructions or invisible characters in tool text: pass (13 tools read, nothing found)
- Inputs asking for passwords, card numbers or seed phrases: pass (None found)
- Domain and redirects: pass (Domain registered 7888 days ago)
- AI review of purpose and tool behavior: pass (No concerns)