# FundingTracker Muse connector

From musedirectory.ai, the independent directory of Meta Muse connectors. Not affiliated with Meta.

## FundingTracker

Calculate merchant cash advance costs, compare lenders and learn about MCA terms.

- Record: https://musedirectory.ai/connector/fundingtracker
- Category: Finance & Bills
- Developer: fundingtracker.app (https://fundingtracker.app)
- Muse status: Extra setup. Not in Muse's Connectors list yet. Muse can still use it: its page gives you a request to paste into Muse.
- Health: Working, 1102ms, checked 2026-10-30T00:46:25Z
- Endpoint: https://fundingtracker.app/api/mcp
- Auth: No account needed; Pricing: unknown
- Screening: Screened, no issues found (2026-10-30T00:46:25Z)
- Source: Found in the official MCP Registry (app.fundingtracker/fundingtracker) https://registry.modelcontextprotocol.io/v0/servers?search=app.fundingtracker%2Ffundingtracker

Converts merchant cash advance factor rates to APR, estimates payoff dates, measures payment burden against revenue, and searches a directory of MCA and business financing providers with merchant reviews and guides.

Example request: "Show me what my merchant cash advance will really cost in APR and how much of my daily revenue the payments will take."

How to connect: Not in Muse's Connectors list yet, but Muse can still use it. Paste this into Muse: "Use FundingTracker to help me. It is a free service with an MCP server at https://fundingtracker.app/api/mcp. It does not need an API key. Ask me before you share anything with it." Muse asks before it shares anything with the app's site. Meta does not review apps used this way, so only use ones you trust. We tested this in the Muse app on September 24, 2026: Muse used an app's link directly this way and returned a live answer.

Tools:
- calculate_mca_apr: Convert a merchant cash advance factor rate into total payback, cost of capital, payment size, number of payments and effective APR. Daily payments are business days (21 per month, 252 per year); weekly is 4.33 per month. APR discounts each payment to present value, the same form
- estimate_mca_payoff: Estimate the remaining balance, payments left and projected payoff date of a merchant cash advance from the advance amount, factor rate, amount already paid and the daily or weekly payment. Remaining balance = total payback - amount paid; daily payments skip weekends.
- mca_payment_impact: Measure how heavy an MCA payment is against average daily revenue: daily-equivalent payment, % of daily revenue, weekly and monthly outflow, and a risk level (high at 30%+, medium at 15%+, otherwise low).
- search_funders: Search FundingTracker's public directory of merchant cash advance and business financing providers by name, description or financing type (e.g. MCA, Term Loan, SBA Loan, Line of Credit). Returns each funder's slug, profile link and merchant review rating.
- get_funder: Get one funder's public profile from the FundingTracker directory by slug: financing type, description, website, average merchant rating, review count and the most recent public reviews.
- search_mca_guides: Search FundingTracker's merchant cash advance guides (payment tracking, remaining balance, factor rates, daily ACH debits, stacking, consolidation, contract review). Returns titles, short answers and links; call get_mca_guide for the full text.
- get_mca_guide: Return the full text of one FundingTracker MCA guide as markdown, with its canonical URL, key takeaways, sections, checklist and FAQs.
- about_fundingtracker: What FundingTracker.app is, who it is for, what it tracks, its plans, how bank data and contracts are handled, and links to its key public pages.

Screening checks:
- MCP handshake: pass (Answered in 1102ms)
- Domain against threat feeds (Cloudflare security DNS): pass (fundingtracker.app not flagged)
- Published packages against the OSV malicious-package database: n/a (No npm or PyPI package published)
- Hidden instructions or invisible characters in tool text: pass (8 tools read, nothing found)
- Inputs asking for passwords, card numbers or seed phrases: pass (None found)
- Domain and redirects: pass (Domain registered 243 days ago)
- AI review of purpose and tool behavior: pass (No concerns)