# Cashflow Muse connector

From musedirectory.ai, the independent directory of Meta Muse connectors. Not affiliated with Meta.

## Cashflow

Import bank statements, categorize transactions, detect recurring charges, and reconcile spending.

- Record: https://musedirectory.ai/connector/cashflow-2
- Category: Finance & Bills
- Developer: theluckystrike (https://mcp.zovo.one/s/bank-statement)
- Muse status: Extra setup. Not in Muse's Connectors list yet. Muse can still use it: its page gives you a request to paste into Muse.
- Health: Working, 770ms, checked 2026-09-28T09:00:47Z
- Endpoint: https://mcp.zovo.one/mcp/cashflow
- Auth: No account needed; Pricing: unknown
- Screening: Screened, no issues found (2026-09-24T04:41:03Z)
- Source: Found in the official MCP Registry (io.github.theluckystrike/cashflow) https://registry.modelcontextprotocol.io/v0/servers?search=io.github.theluckystrike%2Fcashflow

Imports bank CSV files, categorizes transactions by rule or manually, summarizes spending by category or counterparty, detects recurring charges, and reconciles bank debits against expense tracker entries. Supports multiple accounts and currencies.

Example request: "Import my September bank statement and show me how much I spent on each category this month."

How to connect: Not in Muse's Connectors list yet, but Muse can still use it. Paste this into Muse: "Use Cashflow to help me. It is a free service with an MCP server at https://mcp.zovo.one/mcp/cashflow. It does not need an API key. Ask me before you share anything with it." Muse asks before it shares anything with the app's site. Meta does not review apps used this way, so only use ones you trust. We tested this in the Muse app on September 24, 2026: Muse used an app's link directly this way and returned a live answer.

Tools:
- statement_import: Call this tool to read a bank CSV into the local ledger. Columns detected from headers (date, description, amount, currency, balance); amounts use the file's locale; stored lines skipped. Returns detected/stored/skipped.
- transactions_list: List stored transactions in a date range, optionally for one account or category, or only the ones no rule has categorised yet. Totals are reported per currency and never added across currencies.
- transactions_search: Find transactions whose description, counterparty, category or account contains the query. Case-insensitive substring search, never a regex, so a query with brackets in it cannot hang the server.
- category_rules: Read the category rules, or pass rules to REPLACE the whole list. A plain match is a substring; a regex compiles only if it cannot backtrack exponentially. An empty match is refused. Free: 5 rules.
- transaction_categorize: Set or clear the category on transactions by id, for a one-off no rule is worth writing for. Every id is checked first, so one unknown id refuses the whole call. category_rules matches by text instead.
- statement_summary: What was spent/received in a date range per the BANK ACCOUNT, grouped by category, month, account or counterparty. For "what did I spend in August" once imported. Totals are per currency, never summed or converted.
- reconcile_expenses: Match bank debits against mcp-expense-tracker entries: same currency and amount, date within a few days. Reports matches, unmatched bank lines, expenses never hitting the bank. Read-only. Free: 31 days; Pro: any range.
- recurring_detect: Find charges that come back: debits grouped by counterparty and currency with a steady amount and interval, with cadence, typical amount, next due date and annual cost. Free: 3 months, 5 charges.
- statement_export: Export the BANK transactions of a date range (a month, a quarter, a year) as .csv or .json and return a download link valid for one hour. This is the tool for "export September" once a statement has been imported. Nothing partial is ever written.
- accounts_list: List the imported accounts: bank, currencies, transaction count, first and last date, and the closing balance when the file carried one. Start here for the account names transactions_list and statement_export take.
- license_status: Report this endpoint's licence state for your token as JSON: the product, the tier free or pro, why it is not Pro, and the checkout URL. Call it to explain a free-tier refusal. No arguments, nothing changes.
- license_activate: Turn Pro on for this connection with key, an MCPL1.<payload>.<signature> issued at checkout for this server or the bundle. Data under your token stays; a wrong or expired key changes nothing. license_status confirms it.
- bank_upload: Send a bank export to this hosted endpoint. There is no filesystem here, so instead of a path you upload the file once with bank_upload and then pass its name as `path` to statement_import. Give exactly one of content (the export as text, header row included - this is the normal 
- bank_files: List the statement files stored for your token, with their sizes.
- bank_delete_upload: Delete one statement file stored for your token. The transactions already imported from it are kept; transactions_list and the summary still see them.

Screening checks:
- MCP handshake: pass (Answered in 23ms)
- Domain against threat feeds (Cloudflare security DNS): pass (mcp.zovo.one not flagged)
- Published packages against the OSV malicious-package database: n/a (No npm or PyPI package published)
- Hidden instructions or invisible characters in tool text: pass (15 tools read, nothing found)
- Inputs asking for passwords, card numbers or seed phrases: pass (None found)
- Domain and redirects: pass (No redirects off the domain)
- AI review of purpose and tool behavior: pass (No concerns)