# BackNine Life Insurance Muse connector

From musedirectory.ai, the independent directory of Meta Muse connectors. Not affiliated with Meta.

## BackNine Life Insurance

Compare life insurance quotes and start applications online.

- Record: https://musedirectory.ai/connector/backnine-life-insurance
- Category: Finance & Bills
- Developer: BackNine
- Muse status: Extra setup. Not in Muse's Connectors list yet. Muse can still use it: its page gives you a request to paste into Muse.
- Health: Working, 119ms, checked 2026-10-29T09:30:54Z
- Endpoint: https://app.back9ins.com/api/v1/mcp/public
- Auth: No account needed; Pricing: unknown
- Screening: Screened, no issues found (2026-10-28T14:51:26Z)
- Source: Found in the official MCP Registry (com.back9ins/life-insurance) https://registry.modelcontextprotocol.io/v0/servers?search=com.back9ins%2Flife-insurance

Get term life, final expense, whole life, and other non-annuity life insurance quotes from multiple carriers. Start electronic applications with your selected quote without leaving Muse.

Example request: "Show me term life insurance quotes for a 40-year-old in California with a $500,000 death benefit."

How to connect: Not in Muse's Connectors list yet, but Muse can still use it. Paste this into Muse: "Use BackNine Life Insurance to help me. It is a free service with an MCP server at https://app.back9ins.com/api/v1/mcp/public. It does not need an API key. Ask me before you share anything with it." Muse asks before it shares anything with the app's site. Meta does not review apps used this way, so only use ones you trust. We tested this in the Muse app on September 24, 2026: Muse used an app's link directly this way and returned a live answer.

Tools:
- get_life_quote_requirements: Get required inputs for anonymous US life insurance and long-term-care quotes across enabled non-annuity product types, including product-specific inputs, solves, health labels, and rider filters. No name, email, phone, SSN, account, or existing application is needed.
- quote_term_life: Get term-life quotes using explicit user-provided rating inputs. Results include consumer product details, benefit comparisons, and quote-based application guidance. Each result includes an opaque quote_id valid for 30 minutes. After the user selects a quote and requests an appli
- quote_final_expense: Get final-expense life insurance quotes, including small burial/funeral coverage. Supports the platform coverage range of $5,000 to $100,000,000, subject to carrier/product limits. No term duration. Uses monthly or annual payments and an explicit assumed health value. Each return
- quote_life_insurance: Quote all supported non-annuity products: term, non-med term, return-of-premium term, final expense (fex), UL, accumulation IUL (iul), protection IUL (piul), VUL where enabled/licensed, whole life, linked benefits, traditional LTC, and accidental death. Supports LTC/chronic illne
- create_life_eapp: Create an eApp from a quote_id returned by any public quote tool and return its private apply_link. Call only after the user selects that quote and explicitly asks to start an application. Retries for the same quote reuse the eApp. Give the user the private apply_link and explain
- quote_life_eapp: Get fresh non-annuity quotes for the eApp created through public MCP, using its saved rating inputs and optional scenario changes. Requires its private application_token. Does not change the application. Returned quote_id selections are bound to this application and its current r
- update_life_eapp_quote: Select a quote returned by quote_life_eapp for that same application. Requires its private application_token, application-bound quote_id, and explicit user confirmation. Applies the selected rating inputs and quote, retains quote history, and returns the completion link. Rejects 
- update_life_eapp_insured: Update the primary or joint insured's name, email, phone, or supported rating inputs for the eApp created through public MCP. Requires its private application_token and explicit user confirmation. Rating changes invalidate the selected quote and require fresh quotes before select

Screening checks:
- MCP handshake: pass (Answered in 79ms)
- Domain against threat feeds (Cloudflare security DNS): pass (app.back9ins.com not flagged)
- Published packages against the OSV malicious-package database: n/a (No npm or PyPI package published)
- Hidden instructions or invisible characters in tool text: pass (8 tools read, nothing found)
- Inputs asking for passwords, card numbers or seed phrases: pass (None found)
- Domain and redirects: pass (Domain registered 9469 days ago)
- AI review of purpose and tool behavior: pass (No concerns)